Florida workman's compensation insurance

1. FLORIDA WORKMAN'S COMPENSATION INSURANCE Are you an owner/operator or do you have a small company with just a few employees? Have other folks told you that you are too small to get workers compensation insurance? That is NO problem for us! We can get you approved for workers’ compensation insurance, usually within Most folks don’t know that workers’ compensation insurance coverage can only be provided to an “employee”, which is defined as a worker, including yourself, that receives a regular payroll check, has income and social security taxes withheld from their paycheck, and receives matching social security taxes from their employer. They must receive a W2 form to file with the IRS each year, not an IRS form 1099 that applies to independent contractors. However, even though your IRS form 1099 workers cannot be covered by your own workers’ compensation insurance, you can continue to use them. We can keep you in compliance with all government rules & regulations and provide you with all forms required. We process “independent contractor’ checks to them for you and deliver them with your normal payroll each pay period. There is a small charge per check and a small charge to process the IRS 1099 forms and mail them out for you at the end of each calendar year. ,

2. Companies Mission • Our mission is to provide you with quick & reliable workers compensation insurance solutions utilizing our 50+ years of experience. • From your initial request for proposal, to the delivery of certificates of workers compensation insurance to your customers, we are the trusted insurance partner that you have always wanted. • We have the experience that you need • We have access to every type of workers compensation solution • We specialize in getting fast results Certificates of workers compensation insurance: Most commercial and government agencies will not accept a workers’ compensation exemption certificate and will require you to provide them with a “Certificate of Workers Compensation Insurance”. The certificates are immediately issued by your insurance company upon your request and show their name, your company name as the insured, your policy number, when your policy coverage period starts and ends, and it shows the name of your customer (the certificate holder), their address and fax number.

3. Using a payroll company • Eliminates having to estimate your payroll for the next 12 months. • Allows you to pay your premium by the week instead of by the year. • Avoids an audit so you will never owe money at the end of each policy year. • Claims will not raise your premium. • Shifts all of the burden and liability for workers compensation insurance, employee administration, payroll processing, payroll taxes, and government compliance from you to your payroll company (see below for further details about administrative fee & services). Request a free workers compensation insurance quote that we will email to you, along with an application, in just a few minutes. We work quickly and aggressively to provide you with insurance and certificates (proof of coverage) to fit your situation,on a pay as you go basis, within your budget, within hours, not days or weeks! C. Emory Cross CLU Cell: 813-505-2569 Fax: 877-821-9582 Website : http://cemorycross.com/