Refer friends to Teji Mandi and earn cashback

1. Refer friends to Teji Mandi and earn cashback About Teji Mandi Teji Mandi came to life to help guide retail investors in their investment journey. We still do the same by also providing you with an actively managed portfolio with an index beating returns at pocket-friendly and flat pricing. Teji Mandi, a SEBI registered subsidiary of Motilal Oswal Financial Services, is an enterprise built upon the amalgamation of finance and technology. We aim to simplify stock market investing for retail investors by supporting them via advisory services through an app. We offer stock portfolios and share timely rebalance updates about when to buy or sell specific stocks.

2. About Portfolio Flagship Portfolio- Flagship is a concentrated portfolio of 15-20 stocks that blends short-term tactical bets with long-term winners. This ensures that investors get the advantage of stocks that would compound over a 12-18 month period and can take advantage of the special company/sector situations from a 3-6 month perspective. Certain tenets of Flagship portfolio: • This all-weather multi-cap portfolio of 15-20 stocks from the Nifty 500 universe, providing optimum liquidity. • Teji Mandi Flagship portfolio delivered an annual CAGR of 38.20% (Data as of Aug 17, 2022). • The rebalance of the portfolio is usually done every month, but it is all subject to market conditions. • The portfolio is suitable for investors with a low to medium-risk appetite looking to earn above-market returns in a calibrated manner. • We follow a disciplined selling approach wherein we exit stocks in 3 conditions – Change in the company/ industry fundamentals, negativity around the company/ sector and an extreme macroeconomic/market situation. Multiplier Portfolio- The Multiplier portfolio consists of smallcap and midcap stocks. These companies have a lower market capitalisation and are riskier. Still, they have an extremely high potential for growth, which means that these companies hold the promise of significant wealth creation over the long term. The stocks in the Multiplier portfolio are potential multibaggers. Certain tenets of Multiplier portfolio: • The companies in the portfolio have a superior track record of capital allocation. Excellent corporate governance, capital allocation track record and strong, sustainable competitive advantages ensure that we identify winners. • Teji Mandi Multiplier portfolio delivered an annual CAGR of 51.14% (Data as of Aug 17, 2022).

3. • There is no specific rebalance frequency for the Multiplier portfolio. It is a long-term portfolio and hence not rebalanced at regular intervals. • The portfolio is suitable for investors with a medium to high-risk appetite looking for aggressive returns in the market. Referral Program Refer Teji Mandi app and earn Rs. 300 on every referred subscription. Your friend also gets Rs. 300 cashback in his/her account after subscribing. Terms and Conditions This is a limited time offer and applicable only for first-time subscriptions. Referral codes are not applicable for renewals. Teji Mandi reserves the right to disallow the cashback and cancel the subscription if the subscriber is found to misuse the referral code. Read More About Refer and Earn