F&ES Financial Aid

1. F&ES Financial Aid Alex Muro Director of Financial Aid Linda Jacobs Senior Administrative Assistant

2. Fundamental Principles • Student account • General information • Student Information Systems (SIS) • Refunds • Budget • Stewardship • Additional sources of funding • Outside Scholarships • Campus Employment • Loans

3. Student Account • Charges • Tuition • Student Activity Fee • Rent (if living in University housing) • Meal plan (if contracted with Dining Services) • Yale Health • Credits • Scholarships • Loans • Other payments

4. Student Account, continued • Questions • F&ES Financial Aid – for questions specific to your F&ES charges and financial aid award • Student Financial Services (SFS) – for general billing questions • sfs@yale.edu • 203-432-2700 • 246 Church Street

5. Student Information Systems (SIS) • Student Login • www.yale.edu/sis • Billing and Student Accounts • Your Account History • eBill/ePay • www.yale.edu/sis/ebep

6. SIS Student Login

7. SIS eBill/ePay

8. Refunds • Credit balance • Credits exceed charges • Available only after all funds have been disbursed or received • Actual v. anticipated credits • Available only after term has begun • Fall – August 31 • Spring – January 9

9. Refunds, continued • Available only after your request, i.e., credit balances are not automatically refunded • SIS Student Login • Billing and Student Accounts • Refund Request from Student Account • How you receive your refund • Direct deposit (preferred – 2 business days) • Must have U.S. bank account • SIS Student Login • Billing and Student Accounts • Direct Deposit Authorization • Paper check (default – 3 business days) • Cashier (246 Church Street) • Emailrefund@yale.eduwith questions

10. Budget • Cost of Attendance per Financial Aid Award (9 months) • Tuition Fixed $31,900 • Student Activity Fee Fixed $ 250 • Yale Health Fixed $ 1,522 • Living Expenses Estimated $13,428 • Books and Supplies Estimated $ 1,200 • Total $48,300 • Spending Plan for Estimated Expenses (9 months) • Books and Supplies (per semester) ______ x2 ______ • Rent (per month)   ______ x9 ______ • Food (per month)   ______ x9 ______ • Utilities (per month)   ______ x9 ______ • Food (per month)   ______ x9 ______ • Other (clothes, entertainment, etc. per month)  ______ x9 ______ • Total   ______

11. Stewardship • F&ES Scholarships are provided in large part by donors • Stewardship activities (thank you notes, bios, possible meetings with donors) • Coordinated by the Office of Admissions and Financial Aid and the Office of Development and Alumni Services • You will be contacted in September or October

12. Additional Sources of Funding Outside Scholarships Campus Employment Loans

13. $ Outside Scholarships • Excel spreadsheet http://www.environment.yale.edu/about/Outside-Scholarship-Resources/ • User name: Kroon • Password: Sage • Deadlines throughout the year • Continually updated

14. Student Assistantship (SA) Included in your financial aid award Available to F&ES students only Search via Student Employment Office (SEO) website https://www.yalestudentjobs.org/ Complete SA Eligibility Form and return to Linda before starting to work http://environment.yale.edu/about/Financial-Aid-Forms/ Research or Teaching Assistantship Contact faculty directly Community service and other on campus jobs Search via SEO website Campus Employment

15. F&ES Student Assistantship • Wage is $15/hour • Average 10 hours/week • Maximum 19 hours/week when school is in session • Maximum 40 hours/week when school is on break • Total hours cannot exceed 280 hours/year • Please notify us if you wish to decline your Student Assistantship

16. Direct Loan • For U.S. citizens and permanent residents only • No credit check required • Fixed interest rate of 6.8% • 0.5% origination fee • Six month grace period • Standard 10 year repayment term with 6 month grace period after you graduate or fall below half-time enrollment • Subsidized: need-based • Federal government pays interest on loan while you are in school and during grace period and any deferments • Unsubsidized: not need-based • Either pay interest “as you go” or it will be capitalized

17. Direct Grad PLUS Loan • For U.S. citizens and permanent residents only • Credit check required • Fixed interest rate of 7.9% • 2.5% origination fee • Standard 10 year repayment term with 45 day grace period after you graduate or fall below half-time enrollment • Unsubsidized, i.e., either pay interest “as you go” or it will be capitalized

18. Yale International Student Loan • For students who are not U.S. citizens or permanent residents • No credit check required • Fixed interest rate of 7.75% • 5% origination fee • Standard 10 year repayment term with 6 month grace period after you graduate or fall below half-time enrollment • Unsubsidized, i.e., either pay interest “as you go” or it will be capitalized

19. Office Hours • Alex • Monday, Tuesday, and Friday • 9 AM to 4.30 PM • Linda • Monday to Friday • 9 AM to 4.30 PM

20. Contact Information Alex Muro Director of Financial Aid alexander.muro@yale.edu (203) 432-5105 Sage 3A Linda Jacobs Senior Administrative Assistant linda.jacobs@yale.edu (203) 432-5459 Sage 5B