Two Wheeler Insurance: Buy or Renew Bike Insurance Policy Online at Bharti AXA GI

1. TWO-WHEELER INSURANCE

2. Why get Two wheeler Insurance? • One of the primary reasons for anyone to have two-wheeler insurance is to protect oneself from the third party liability cost. And two wheeler insurance offers you risk coverage towards self physical injury, damage/loss of the vehicle and third party liability. And the money problems do not necessarily end there.

3. Continued.. • 23%of road accidents are caused by bikes. • Major reasons that cause bike accidents are • Poor weather conditions • Roadway defects • Car and truck drivers ignorance • Road rage • Ignoring traffic signs

4. What is covered? • Accidental external means. • Burglary, House Breaking or Theft. • Fire, Explosion, Self-Ignition & Lightening. • Earthquake, Flood, Storm, Landslide or Rockslide, Inundation, Terrorism, Riots, Strikes, Malicious Acts • Transit by Road, Rail, inland waterways, air or lift.

5. What is not covered? • Damage by a person driving without a valid driving license • Mechanical or Electrical breakdown, failure  • Damage by a person driving under the influence of liquor/ Alcohol/ Drugs  • Depreciation, any consequential loss  • Loss/Damage attributable to War/Mutiny/Nuclear risks • Damage to tyres/tubes, unless damage to the vehicle in the accident with liability maximum fifty percent of value.  • Damage, outside India unless covered by extra premium for Nepal, Bhutan & Bangladesh, Pakistan, Sri Lanka &Maldives  • Two Wheeler being used for Hire or Reward, speed testing, or Racing, Reliability Trials. 

6. Tips to Prevent Accidents • Wear proper Gear • Check before you Ride • Never Ride next to Truck or Huge vehicles • Never drink and Ride

7. Thank you!