Westward Group for Insurance, Tax and Estate Planning

1. Westward Group for Insurance, Tax and Estate Planning Advisors http://westwardadvisors.com/about-westward/executive

2. Planning Advisors Rob Darnbrough | President / Insurance and Estate Planning Advisor Rob is president and founding member of Westward Advisors. Rob started Westward in 1997 with an innovative approach to insurance-based tax and estate planning strategies. Rob specializes in advanced markets for both individuals and company shareholders. Rob’s extensive knowledge of insurance products and underwriting processes has positioned him as a leading advisor in insurance-based tax and estate planning. Rob has 17 years experience as an advisor in the insurance industry. He is a member of the Society of Trust and Estate Practitioners, the Financial Advisors Association of Canada, and the Canadian Association of Family Enterprise. Rob is an avid snowboarder and plays soccer competitively. Rob is married with two young sons.

3. Pierre Cloutier | Insurance and Estate Planning Advisor Pierre Cloutier began his career as a life underwriter in 1980. He established himself within the business community in particular, where he developed a client base of entrepreneurs who benefited from the progressive and forward-thinking financial concepts he proposed to them. His career path since then has demonstrated his ability to analyze complex financial situations and recommend solutions tailored to his clients’ expectations. Pierre is a member of CALU, an association represented by the best professionals in the industry. Pierre has always had a close relationship with nature. For relaxation, he enjoys almost any activity that connects him to that environment, but he gets his greatest satisfaction from mountain trekking.

4. Tax Specialists Wayne Stone, CA, CFP, TEP, CLU | VP, Planning & Finance Wayne specializes in personal and corporate tax and estate planning and has an expert understanding of the Income Tax Act as it applies to the use of life insurance in estate planning. Wayne’s professional memberships include the Canadian Institute of Chartered Accountants, the Society of Trust and Estate Practitioners, the Financial Planners Standards Council, the Canadian Tax Foundation, and the Conference for Advanced Life Underwriting (CALU).

5. Wayne was appointed to the CALU Tax Policy Group committee dealing with the leading taxation issues affecting life insurance planning in Canada and supporting CALU’s consultations with the Canada Revenue Agency and the Department of Finance. Wayne has over 20 years experience in the financial services sector. Wayne is originally from Montreal, and holds a Bachelor’s degree in Commerce from Concordia University. He started his career as a Chartered Accountant for public accounting firms in Vancouver, Toronto and Montreal. Wayne balances mental fitness and agility with the physical activity of running half marathons and downhill skiing. Wayne is married with a daughter.

6. Paul Biln, CA | Tax Senior Manager Paul leads a multi-disciplinary team of tax professionals. He is responsible for creating tax and estate plans for clients. Paul received his CA Designation in 2004 and has completed his CICA In-Depth tax courses along with the CICA Corporate Reorganizations tax course. He has worked as a Tax Manager at Deloitte and most recently was at Mackay as a Tax Manager. Paul enjoys both playing and watching sports in his spare time. He also enjoys travelling and has visited many places throughout North America, Europe, South East Asia and the Middle East. Paul participates in Dress for Success, an organization designed to promote the economic independence of disadvantaged women.