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Policies and Benefits of Having House Insurance in Victoria

Our comprehensive home insurance not only protects your home, but also belongings inside the house against situations ranging from burglary to natural calamities. To know more about coverage in house insurance make an Appointment today!

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Policies and Benefits of Having House Insurance in Victoria

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  1. Policies and Benefits of Having House Insurance in Victoria

  2. INTRODUCTION There is no such place like home . After all, it is a place where you and your family members can rejoice, weave thousands of memories that last for lifetime.  Home insuranceis a type of property insurance that covers a private residence. Homeowner's insurance provides financial protection against disasters like flood, earthquake, fire. Home insurance policy ensures the home itself along with the things kept inside. House ownership is one of the largest financial investment decisions you will ever make with best house insurance company in Victoria. It covers both damage to your property and your liability for any injuries and property damage caused by you or members of your family 

  3. Policies for Home Insurance The insurance policy is a legal contract between the insurance company and the named insured(house owner). The cost of homeowner's insurance is usually determined by what it would cost to change the house and which additional endorsements.  It is a contract of indemnity and will put the insured back to the state house owner as it was prior to the loss.  Insurance is adjusted to reflect the cost of replacement.

  4. CAUSES OF LOSS Natural Disaster like: Earthquake Storm or flood Fire Lightning or explosion Damage from escaped water or oil Shock caused by vehicles or aircraft

  5. CLAIM-PROCESS After a loss, the insured is expected to take steps to mitigate the loss. Insurance policies typically require that the insurer be notified within a reasonable time period. After that, a claims adjuster will investigate the claim and the insured may be required to provide various information. Filling a claim may result in an increase in rates, or in nonrenewal or cancellation.

  6. BENIFITS It will benefit you by covering: • Home which is damaged or destroyed due to disaster. • Home which has been destroyed due to fire. • Identity theft insurance, explosions, weight of snow. • To protect your home from all these damage and destructions, secure your home with Christie Phoenix’s home insurance in Victoria

  7. For More Information Contact us We are successfully serving Victoria, BC since, 35 years. Visit http://www.christiephoenix.comfor more information. Vancouver Address: #1818 - 925 West Georgia Street,Vancouver, BC V6C 3L2 Phone: Main: 1 (604) 683-1100 Fax:  1 (604) 683-1166 Victoria Address: 4430 West Saanich Road Suite 101 Victoria, BC  V8Z 3E9 Phone: Main: (250)386-1454Fax:  (250) 386-0604

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