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The Trinidad and Tobago Banking System: Some Stylized Facts

The Trinidad and Tobago Banking System: Some Stylized Facts. Ewart S. Williams Governor Central Bank of Trinidad and Tobago. Selected Economic Indicators. Source: Central Statistical Office and Central Bank of Trinidad and Tobago.

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The Trinidad and Tobago Banking System: Some Stylized Facts

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  1. The Trinidad and Tobago Banking System:Some Stylized Facts Ewart S. Williams Governor Central Bank of Trinidad and Tobago

  2. Selected Economic Indicators Source: Central Statistical Office and Central Bank of Trinidad and Tobago * Inflation and Reserves data are for Sept. 2006; External A/c data are provisional to June 2006

  3. Commercial BanksChanges in Assets and Liabilities (Annual Average Growth Rates – per cent)

  4. Conglomerates Share of Total Assets - 2004 Source: Central Bank of Trinidad and Tobago

  5. Contribution to Total Assets of the Financial System (per cent)

  6. Aggregate Mutual Fund Values and Commercial Bank Deposits Source: Central Bank of Trinidad and Tobago

  7. Sectoral Distribution of Commercial Bank Loans Source: Central Bank of Trinidad and Tobago

  8. Exposure of Domestic Banking System (TT$ Millions) Source: Central Bank of Trinidad and Tobago

  9. Macro Prudential IndicatorsSelected Countries

  10. Interest Rate Spreads Source: ECLAC based on official data

  11. Distribution of Loans by Interest Rate Bands (per cent) Source: Central Bank of Trinidad and Tobago

  12. Challenges for Regulation • the presence of financial conglomerates; • the increase in cross-border lending; • the introduction of higher risk lending

  13. Pending Legislative Amendments The Central Bank is currently amending legislation to: • provide for the supervision of conglomerates; • to accommodate a harmonized approach to regulation among regional jurisdictions, including the exchange of information; • to emphasize risk-based capital adequacy; and • to strengthen risk management and governance procedures

  14. The end

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