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Toyota vs. Ford

Compare Toyota Camry and Ford Fusion based on APR, down payment impact, warranty, resale value, fuel economy, insurance, and maintenance for a 23-year-old engineer earning $60K annually in Pomona with good health, driving record, and credit score. Analyze costs over 6 years.

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Toyota vs. Ford

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  1. Toyota vs. Ford Team 2 • Anthony DeBoer • Alex Owen • Todd Chung • Francis Roldan

  2. Presentation Outline • Scenario • Effects of APR and Down Payment on EUAC • Warranty and Resale Value • Fuel Economy and Insurance • Maintenance • Conclusion

  3. Scenario • 23 year old starting engineer at Chevron Corp. with $60,000 annual salary drives 15,000 miles per year for 6 years • Lives in Pomona, CA • 80% Highway, 20% City • He is in good health, has a good driving record and credit score • MSRP: Toyota Camry $21,940, Ford Fusion $18,155

  4. Effect of APR on EUAC

  5. Effect of Down Payment on EUAC • 8% APR for 48 month loan

  6. FORD FUSION Basic: 3 yr. / 36,000 mi. Drive train: 5 yr. / 60,000 mi. Roadside: 5 yr. / 60,000 mi. Rust: 5 yr. / Unlimited mi. 5 Years / 60,000 Miles Deductible   $0 $100 $1,132 $832 TOYOTA CAMRY Basic: 3 yr. / 36,000 mi. Drive train: 5 yr. / 60,000 mi. Rust: 5 yr. / Unlimited mi. Deductible   $0 $100 $1,029 $729 Warranty

  7. Resale value

  8. Ford Fusion 23mpg city/31mpg highway 518 gal per yr 1yr cost $1811.11 6yr cost $10868.16 Toyota Camry 24mpg city/34mpg highway 478 gal per yr 1 yr cost $1235.79 6yr cost $10036.76 Fuel Economy • Estimates: • 15,000 miles driven per year • 80% highway, 20% city miles • Avg. cost per gal $3.50 • 6 year time period

  9. Insurance • 23 Year Old Male • 15,000 miles per year • Single • Living in Pomona • Good driving record

  10. Annual Maintenance • 10% Difference Annually, Oil Changes, Cabin Air Filter, Engine Air Filter , Fuel Filter, Transmission Fluid, Transaxle Fluid, Engine Coolant, Tires/ Tire Alignment, Battery, Brakes

  11. Conclusion • The Toyota Camry has higher salvage, better fuel economy, lower maintenance cost. • However, the Ford Fusion has a lower EUAC by 10.75% due to MSRP $18,155 to Camry $21,940. Therefore, it is the preferred car.

  12. Sources • www.Edmunds.com • Toyota and Ford Dealership of Montclair,CA • www.kbb.com • Pepboys of Pomona, CA • www.csupomona.edu/~rosenkrantz • www.progressive.com • www.geico.com

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