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ATM “What If” Session Assumption Validation. EMF San Diego – May 20, 2014 Updated May 29, 2014. 1. Goals. Validate assumptions for U.S. Common AID technical solution, noting the following: Assumptions within Debit White Paper Assumption not found in white paper specific to ATM
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ATM “What If” SessionAssumption Validation EMF San Diego – May 20, 2014 Updated May 29, 2014 1
Goals • Validate assumptions for U.S. Common AID technical solution, noting the following: • Assumptions within Debit White Paper • Assumption not found in white paper specific to ATM • Findings from current implementations
Background • Common AID processing for ATMs is identical with Common AID processing for POS for online transactions using online PIN • The Debit Technical Working Group’s U.S. Debit EMV Technical Proposal contains assumptions that should be validated by the ATM Working Group/What-Ifs committee • The ATM What-Ifs committee has documented assumptions that should be validated by the Debit Working Group • All assumptions should be validated against early implementation experiences • A working session was held on May 20, 2014 to review and validate assumptions
Scope • For the purposes of this document: • ATM transactions will include cash disbursements (cash withdrawals and cash advances), balance inquiries, deposits, and funds transfers • “Sales” transactions are considered POS transactions and are not included in this discussion
BIN Routing Table Template • From (EMF) US Debit Technical Solution: Only BIN, Network, and EMV Supported relevant to ATMs.