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E-Oscar – Primer and Tips. 2 nd Annual Conference on Technology & Standards May 3 nd , 2005 Gene Wendt University Accounting Service. Credit Bureau Reporting – Organizations. Consumer Data Industry of America (CDIA) Online Solution for Complete and Accurate Reporting (OSCAR)
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E-Oscar – Primer and Tips 2nd Annual Conference on Technology & Standards May 3nd, 2005 Gene Wendt University Accounting Service
Credit Bureau Reporting – Organizations • Consumer Data Industry of America (CDIA) • Online Solution for Complete and Accurate Reporting (OSCAR) • National Credit Reporting Agencies (NCRA) • Experian • Equifax • Trans Union • Innovis
E-Oscar Web Site - Roles • http://www.e-oscar-web.net/ • Metro 2 Compliant • Administrator • Notification Viewer • Queue Manager • AUD Initiator: Initiate Changes & Deletes via Online UDF • ACDV Responder: Respond to Consumer Disputes
A Day in the Life • Retrieve Disputes (DNR Clock Starts Ticking) • Initiate Changes (Online UDF) • Research Disputes • Process Disputes Online • Administration • Queue Management • Subscriber Code Management • User Management • Reporting
Tips • Retrieve Disputes Daily • Answer Dispute Concerns Directly • Be Aware: Misrouted ACDV = No Answer • Co-Signer & Employment Section • Cannot “Add” Account Via E-Oscar • Small Office = Multiple Roles on E-Oscar
Things You Need to Know • CDIA Help Desk - (866) 696-7227 • Dealing with NCRA’s (Credit Bureaus) • Training - Online • Quarterly Fees
Wrap- Up • Questions