The 9 Principles for Uncovering True Wealth

1. Avalanche… The 9 Principles for Uncovering True Wealth

2. What If You Were… Financially secure… Physically fit… Spiritually nourished… Purpose driven… Intellectually engaged… Surrounded with loving relationships…

3. Evolution of our Industry Transactions Financial Planning True Wealth Planning Why is True Wealth Planning Needed?

4. We live in an affluent society in which most of us have the means, but unfortunately, not all of us have the meaning.

5. What are Examples of True Wealth in Your Life? Exercise 1 in your booklet

6. What We Believe… • There’s more to life than money • Each of us have the ability to live a life filled with True Wealth • Having a guide can speed us along the path • The journey starts with an holistic plan that encompasses all areas of our life

7. Self Actualization Esteem Love Safety & Security Physiological Needs Maslow’s Hierarchy of Needs

8. More Money = More Happiness ? Average incomes have more than doubled over the past 50 years yet, on average, people are no happier today than when Elvis appeared on the Ed Sullivan show in 1957. Source: Happiness, Richard Layard

9. Which Would You Prefer? Option 1: You get paid $50,000 per year while other people get paid an average of $25,000 per year. According to a 1998 survey of Harvard students and other studies, the majority would prefer Option #1. Option 2: You get paid $100,000 per year while other people get paid an average of $250,000 per year. You get paid $50,000 per year while other people get paid an average of $25,000 per year. Source: Happiness, Richard Layard

10. Research on Happiness People are concerned about their “relative” income. People get stuck on the “hedonic treadmill.” Source: Happiness, Richard Layard

11. “Whoever said money can’t buy happiness isn’t spending it right.” Advertisement for Lexus Autos

12. The Bigger the Smile… A study by psychology professor Dacher Keltner, at U.C. Berkeley, looked at the smiles that the female graduates of Mills College in Oakland, Calif., displayed in two mid-20th-century yearbooks.

13. Happiness is Smile Shaped

14. What Makes You Happy? Exercise 2 in your booklet

15. Here Are a Few Things Research Says Will Make Us Happier • Counting our blessings • Practicing acts of kindness • Savoring life’s joys Happiness Source: University of California psychologist Sonja Lyubomirsky, based on research findings by her and others

16. Here Are a Few Things Research Says Will Make Us Happier • Thanking a mentor • Learning to forgive • Developing strategies for coping with negative stress and hardships Happiness Source: University of California psychologist Sonja Lyubomirsky, based on research findings by her and others

17. “True happiness is when you marry a girl for love and later discover that she has money.” - Bob Monkhouse

18. Let me tell you a story

19. R elationship I nspire C ompose H old Accountable The R.I.C.H. Process

20. The Result…

21. The 9 Principles of True Wealth

22. To Uncover True Wealth… • Be a living example of the transformational power of love. “Love is the essential fact. It is our ultimate reality and our purpose on Earth. To be consciously aware of it, to experience love in ourselves and others is the meaning of life.” - Marianne Williamson

23. To Uncover True Wealth… 2. Stick to your core values. “Values provide perspective in the best of times and the worst.” - Charles Garfield

24. To Uncover True Wealth… 3. Be driven by your purpose “Find a purpose in life so big it will challenge every capacity to be at your best.” - David O. McKay

25. Write your Eulogy Is this the kind of obituary you want?

26. To Uncover True Wealth… 4. Be accountable through your goals “Perhaps one thing that has helped me in achieving my goals is that I sincerely live in what I do, and get great pleasure from it. I feel very fortunate because I can do what I love to do.” - Jim Henson

27. How to Set Goals Specific Measurable Achievable Compatible Tied to your values 50/50 Chance Meet the SMAC Test

28. To Uncover True Wealth… 5. Cherish your relationships “At the end of your life, you will never regret not having passed one more test, not winning one more verdict or not closing one more deal. You will regret time not spent with a husband, a friend, a child, or a parent.” - Barbara Bush

29. Great Relationships Help You Live Longer Studies have shown that the premature death rate for divorced, single and widowed individuals is consistently higher than for married people. Marriage adds an average seven years to the life of a man and about four for a woman.

30. To Uncover True Wealth… 6. Value your health “He who has health, has hope; and he who has hope, has everything.” - Thomas Carlyle

31. To Uncover True Wealth… 7. Wisely use your financial resources “People tend to treat their finances like their dentistry. They assume the (person) handling it knows what he/she is doing.” - Dick Cavett

32. Finish the Following Sentences Exercise 3 in your booklet

33. Can You Answer “Yes?” Are you paying yourself first? Are you taking advantage of tax favored investments? Are you avoiding frivolous impulse spending? Are you living within your means? Are your long-term financial commitments in harmony with your long-term family goals and your values?

34. To Uncover True Wealth… 8. Find ways to be compassionate with the world “If you want others to be happy, practice compassion. If you want to be happy, practice compassion.” - Dalai Lama

35. To Uncover True Wealth… 9. Be open to wise counselors “The next best thing to being wise oneself is to live in a circle of those who are.” - C. S. Lewis

36. Will You Be Free of Death Bed Regrets? No sadness over what you… Might Have Been Might Have Done Might Have Become

37. What Happens Next?

38. www.truewealthmd.com