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Any individual who wishes to apply for a credit card HAS NUMEROUS OPTIONS OUT THERE TO CHOOSE AMONG THE VARIOUS CATEGORIES. It can get a little tricky to shortlist and decide to go for one of them and thatu2019s why we have TRIED TO MAKE THINGS EASIER FOR YOU WITH THIS SHORT PRESENTATION. <br>
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Top 10 Best Credit Cards Any individual who wishes to apply for a credit card HAS NUMEROUS OPTIONS OUT THERE TO CHOOSE AMONG THE VARIOUS CATEGORIES. It can get a little tricky to shortlist and decide to go for one of them and that’s why we have TRIED TO MAKE THINGS EASIER FOR YOU WITH THIS SHORT PRESENTATION.
What-are-the-best-credit-card-hacks? 1. Keep an eye on Due Dates 2. Don’t Dismiss Cards with Annual Fees 3. Get your Annual Fee Waived 4. Check frequently for offers 5. Get a Travel Credit Card
The List of top 10 Best Credit cards Available • SBI Simply Check • HDFC Diners Club • Standard Chartered Manhattan • Indian Oil Citi Platinum Credit Card • ICICI Instant Platinum Credit Card • 6. HSBC Visa Platinum Card • 7. American Express MRCC • 8. Axis bank Neo Credit Card • 9. Citibank Premier Miles Credit Card • 10. HDFC Freedom Credit Card
SBI SIMPLY Check Credit Card (a)This card is a good option to go with for individual who annual spend less than 3 lakhs a year. (B)There special are aggregated rewards earning opportunities with specific partnered merchants. (C)With this card you also get a generous gesture which is offered after attainment of a particular milestone which is a Clear trip voucher.
HDFC Diners Club (a)Card holders 5 Reward Points earned on spends of Rs. 150 or above on retail purchases. (b)Reward points can be redeemed for booking air tickets and hotels across 150+ airlines and hotels (domestic as well as international) (c)Get the benefit of 6 Complimentary Golf games quarterly each year in around 20 golf courses in India & 40 golf courses across world.
Standard Chartered Manhattan (a)This card will help you save a lot on your cab fares as Standard Chartered has a tie up with UBER enterprises. (b)Get Rs. 2,000 worth BookMyShow vouchers on first transaction in first 90 days using the card. (c) Cardmembers get 5% cashback on spending at supermarkets and 3x reward points on all other expenses.
Indian Oil Citi Platinum Credit Card (a)This card helps you earn 4 turbo points which accumulate on spends over INR150 at any Indian Oil fuel station across the nation. (b)You earn 2 Turbo points at all grocery stores and supermarkets & 1 Turbo point for all other transactions like shopping and dining on every Rs. 150 spent. (c) One stands a chance to get your annual fee waived off if you spend Rs. 30,000 in a year; else your annual fee is Rs. 1,000.
HSBC Visa Platinum Card (a)Cardholders can avail 10% cashback on all transactions in the first 3 months only when a user makes 3 transactions above 10,000 each. (b) One get Rs2000 worth Clear trip voucher and INR250 Swiggy voucher on the 1st transaction. (c) One can 5X Rewards on all your subsequent purchases done after spending above Rs. 4,00,000 in an anniversary year (maximum 15,000 reward points).
American Express MRCC (a)If a cardmembers has a spending capacity of 40000 in a month then they can easily earn up to more than 10% return. (b) American rolls out attractive offers with their merchant partners which are highly rewarding most of the time. (c) Cardmembers are entitled to reward rate which is between : 2%-10%
Axis bank Neo Credit Card (a)This card has benefits such as cashback of 10% on online shopping online mobile recharge and movie ticket purchases. (b) Top ecommerce websites have special cashback offers rolling out frequently for this card Eg: Flipkart amazon and Myntra. (c) One of the most exciting benefits is that transactions can be converted into convenient EMI’s.
Citibank Premier Miles Credit Card (a)This card has the option of transferring rewards points to lots of international hotel chains/ Airline companies. (b) Cardmembers are given joining bonus 10,000 Miles equivalent to Rs.4,500. (Which technically compensates well for the fee) (c) One can earn 4 Miles for every Rs.100 spent and earn 10X points with Specific partners like Makemytrip.
ICICI Instant Platinum Credit Card (a) This is the most beneficial card for customers who hold a fixed deposits without any financial documents. (b) Cardholders can avail 15% discount at around 800 leading restaurants chains in India. (c) Cardholders also get a discount of Rs 100 twice a month if they buy movie tickets using the card.
HDFC Feedom Credit Card Cardholder 500 reward points as your welcome benefit. Consumers enjoy 5X reward points on all essential services and purchases from taxi bookings, railway, movie, dining and grocery. Cardholders earn 25X reward points on all of their spends on birthdays. Usage of E-Wallets like SmartBUY and PayZapp will help cardholders earn 10X reward points.