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If someone transfer or send you any cryptocurrency or Bitcoin, the wallet software sign the ownership of the cryptocurrency direct into your own cryptocurrency wallet address. When you want to unlock and spend the crypto coins, you need the keys. The stored private key currency of your wallet must match with the public wallet address. If both private and public keys match, the cryptocurrency balance will automatically increase. And the currency sender account will decrease at the same time. There is no option for real currency exchange with real hand to hand transformation. All the transaction process between the user is identified by the record of the transaction. They are safely stored on the blockchain. And your cryptocurrency wallet interfaces the changes of your crypto balance.
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