Four Simple Tips You Can Use Right Now To Get The Best Auto Insurance Coverage In Ontario

1. Four Simple Tips You Can Use Right Now To Get The Best Auto Insurance Coverage In Ontario Hi, my name is Todd O’Donnell, owner of Todd O’Donnell Insurance & Financial Services Inc. This month’s article focuses on four simple Tips that could save you hundreds of dollars a year when shopping for auto insurance in Ontario. Rest assured that, you can always count on my team and I to get you more discounts on auto insurance coverage in Cambridge Ontario, Kitchener Ontario, Guelph Ontario, Waterloo Ontario. Feel free to contact our Cambridge location at 519-651-0496 or our Guelph location at 519-830-0996 for a free quote now. We are available 24/7 call in or walk in. With the amount of insurers available and so much information on the internet today, it can be very difficult to know what to take into consideration when thinking about auto insurance. Here are four helpful tips that should assist you with making decisions about auto insurance in Cambridge ON, Kitchener ON, Guelph ON and Waterloo ON easier: TIP #1: Sit down with someone who can help you understand different liability limits and accident benefits – and why they are important to you and your family. You probably don't need every insurance coverage option (At Todd O’Donnell Insurance & Financial Services Inc, our team will help you to decide how much coverage you need when shopping for auto insurance) Important: Liability is in place to protect what you have to lose – the government insists on at least $200,000. Also, don’t simply accept $1,000,000 as the right number for you! Basic accident benefits will provide an income replacement of $400 a week. If you can’t work for a year –that’s $20,800 – is that a pay cut for you and could you continue to pay your bills with that? TIP #2: If you have a student in college who is not driving one of the family cars, speak to your auto insurance company about a discount. Most insurance companies understand that a resident student is unlikely to be driving your car very often while they are away at school, and will offer a discount comparable to removing them from the policy. TIP #3: When shopping for a new car, be sure to check with your insurance company for any unexpected rate changes. You may be surprised at how cheap or expensive some cars may be due to unforeseen criteria. Certain safety features may bring the cost of one car down, while certain other cars with safety risks may bring the cost up. Tip # 4: Always get multiple quotes from different companies when buying auto insurance in Cambridge ON, Kitchener ON, Guelph ON, Sudbury ON, Waterloo ON etc. But please keep in

2. mind that cheapest isn’t necessarily best.Insurance is about you and it doesn’t matter what your neighbour pays because this is about you – your risks and what you have to protect When shopping around for auto insurance or home insurance policy in Cambridge ON, Kitchener ON, Guelph ON, Sudbury ON and Waterloo ON, it is important to educate yourself on the different types of policies available so that you can choose wisely and make a good decision. With these five helpful tips hopefully, you can have a better idea about the decision you want to make. When you contact us today, rest assured, my team and I will be looking for every discount we can offer you right now to get the best coverage on your auto insurance. Over 25 combined years’ experience helping individuals, families and businesses with many insurance and financial products all over Ontario. Our Specialty is Auto Insurance: Auto Insurance, Car Insurance, Vehicle Insurance, Motorcycle Insurance, Business Auto Insurance, Commercial Auto Insurance, Snowmobile Insurance and ATV Insurance In addition to Auto Insurance, my highly experienced team and I can help you; Protect your personal property and business property: Renters Insurance, Tenant Insurance, Landlord Insurance, Home Owner Insurance, House Insurance, Condo Insurance etc We focus on providing a professional, unique and fun experience with integrity, honesty and pride in all that we do. Call Todd O’Donnell Insurance & Financial Services team today to get more discounts. We now have two locations in Ontario to serve you better. Guelph ON Location Cambridge ON Location 2-20 Cowan Place, Guelph, ON N1G 0C1 900 Jamieson Parkway, Unit 12, Cambridge, ON N3C 4N6 Phone: 519-830-0996 Tel: (519) 651-0496 Fax: 519-763-5858 Free: 1-(877) 790-FARM (3276) Website: www.insureguelph.com Website: www.insurancetodd.com Google + Business Listing Page Guelph ON Google + Business Listing Page Cambridge ON