What Is..?

2. What Is..? No Credit Required In-House Customer EZ Payment Plan

3. Platinum One LLC How it works • Platinum One LLC is able to provide this service because of the Check Clearing Act 21 of 2008. • Allows post-dated checks to be converted to an • ACH payment schedule. • Mandates bank regulation requiring ACH payment • priority vs. traditional checks. • Mandates bank regulation allowing ACH NSF • re-deposits three additional times vs. traditional • checks one time only.

4. Platinum One LLC How it Works Only Two Requirements To Qualify No Credit Check Required In-House EZ Payment Plan • Proof of valid, active checking account • Valid driver’s license, state ID, or military ID

5. The Four Easy Steps The customer signs the "no credit required agreement " for the requested products or services. The customer presents the check(s) payable to the merchant for the products or services. Merchant gets customer approval for the transaction. The customers account will be debited for the transaction on specified dates.

6. Guarantees your customers’ payments • Maximum aggregate: $8,000.00 • Maximum time for post dates: 3, 6, or 12 months • Merchant does not deposit a single check • Platinum One LLC collects on customer’s bad checks • Single checks guarantee up to $36,000.00

7. Merchant cost between 11.95% and 32.95% • Merchant can earn a business/profit builder above the customer’s charged rate • Platinum One LLC provides leased processor, imager, proprietary software and guarantee • Account set up in seven days, which includes application, and delivery of system

8. Is not designed to replace existing financing, but to enhance existing financing • Piggy backs over and above existing financing • Guarantees layaway programs • Finances soft costs to enhance profitability

9. Ideal For: • Computer repair • Medical services • Dental services • Cosmetic services • Churches / Schools • Animal breeders • Rent-to-own centers • Home restoration /clean up • And many more… • New automotive sales • Automotive repairs • Wheels and tires • Furniture sales (new and used) • Appliance repairs • Appliance sales (new and used) • Contractors (All) • Funeral homes • Criminal defense attorneys

10. Profile Of A Potential Client • Small to medium-sized businesses. “Main Street America.” • Owned and operated by “Mom And Pop” proprietors • Business should have average ticket of $100 or more. • Emergency services or have-to purchases are especially strong.

11. Platinum One LLC EZ Payment In House Payment Plan Three Plan Options

12. Platinum One LLC Platinum Plan: For merchants who need all their money to complete customer’s invoice. Merchants who have high material costs or poor cash flow.

13. Platinum One LLC Platinum Plan: Customer presents a check for the full amount; 25% is due same day, balance is spread out over 3, 6, or 12 months Merchant receives an approval for the transaction Customer determines the duration of the loan Merchant receives full amount within 72 hours Two-, three- and four-year leases available Full 4-year warranty included $5.00 statement fee. Platinum Plan: buyout $3,750.00 Lease and Application (11 pages) Merchant has the option to transfer lease after 8 months Single check conversion up to $36,000.00

14. Platinum One LLC Platinum Plan: • Warranty fee rate: 11.95% - 32.95% • Merchant can increase warranty fee for profit building (example 2% or 3% optional) • Merchant will receive up to $8,000.00 within 24 - 72 hours (based on account balances and credit score) *Restricted businesses Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen, Bankruptcy attorneys

15. Platinum One LLC Platinum One LLC * For merchants who don’t want or don’t qualify for a lease, there is an option to borrow against their credit card processing. * Credit Card Processing is available for additional commission but not required . All funds are guaranteed (No bounced checks).

16. Platinum One LLC The Silver Plan For merchants with poor credit or limited budgets

17. Platinum One LLC Silver Plan: Manual phone system. No special equipment needed No commitment (month to month) $199.00 acquisition fee No subscription fee No underwriting

18. Platinum One LLC Silver Plan: Merchants will receive money in 24 - 72 hours after initial pull from their customer’s checking account Maximum of $1,500.00 total, 45-day duration All funds are guaranteed (no bounced checks) Includes single check conversion up to $36,000.00

19. Platinum One LLC Silver Plan: EZ Payment Program over the phone Merchant receives toll-free number access Can be used at multiple locations. Silver Plan: Credit Card Processing is available for additional commission but not required .

20. Platinum One LLC Silver Plan Restricted businesses, Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen., Bankruptcy attorneys.

21. Platinum One LLC Bronze Plan Merchant Services Credit Card Processing

22. Platinum One LLC Merchant Services can be attached to any of the Platinum One LLC plans or sold as a stand alone. Improve your sale by offering a more competitive processing company. Increase your monthly residuals by adding Merchant Services.

23. Platinum One LLC Adding Merchant Services can save clients more than their Platinum and Gold lease payments If Platinum One LLC can’t beat the client’s current processing costs we’ll pay them $250.00 Bundling can save time and money

24. Platinum One LLC. Merchant Application / Lease Fax: 888-702-7972 OrEmail: James@PlatinumOneLLC.com Contact: (800) 330-7221