Fast Cash

1. Fast Cash For All Your Real Estate Investment Opportunities

2. Who Am I, Why Should You Care? • Lee Arnold, Independent Commercial Financing Specialist • Private Money Exchange • Private Money Loans in all 50 States • 100% Financing on Qualifying Investment Properties • Cash Back at Closing for Fix-Up or Repair on Deals that Meet Our Parameters!

3. Today’s Goal To help you fund more deals, in more places, more times, so you get paid more often Would That Be Beneficial For Anyone in Here?

4. How to Get the Most Out of This Presentation • Take Good Notes • Decide On Your Specific Action Points • Be Attentive and Present • On Completion, Take Immediate and Decisive Action

5. In a Moment You Will Know… • How to Find Deals that Funding Loves • How to Get Your Deal Approved • How to Confidently Approach EVERY Seller Knowing That You Are Backed By Millions of Dollars in Purchasing Power! Best of All: Good Credit is NOT Required!

6. Would You Agree With This Quote… “A Bank is a place that will lend you money if you can prove that you don’t need it.” Bob Hope OR

7. “A banker is a fellow that will lend you his umbrella when the sun is shining, but wants it back the minute it begins to rain.” - Mark Twain

8. Which Caused… • As of August 20th, 118 Banks have failed in 2010 (Reported in USA Today) • 2009: 140 Banks Failed • 2008: 25 Banks Failed • 2007: 3 Banks Failed

9. As A Result… • No More Consumer Confidence • No Trust in Banks • No Confidence in the Government • No Faith in the FDIC • Real Estate Value has Fallen 35-40% Nationally • And NO Banks Are Lending to Investors

10. Which Leads Us To Your Only Source of Competent Funding Private Money Allows You to: Buy Property in a Down Economy regardless of • Credit Score • Background • Knowledge Base • Income Status • Employment Status • Current Situation

11. Where Can You Find Private Money People you know who have: • Home equity • CD’s • Stocks • Commodity • Precious Metals • Hedge Fund • Foreign Exchange Currency • Borrow Against a Real Estate Portfolio OR…

12. We Can Do It For You! Introducing…

13. Your #1 Source to Funding Every Deal Every Time • Unending Source of Capital • Networked with Strategic Partners All Over the United States • Created on 50 Years of Combined Legal and Real World Experience in Real Estate Acquisition and Funding • We Play the Perfect Matchmaker Between Funds and Deals

14. Is Absolutely Secure • Gives You Complete Control • Gives You Funding Without Conditions: • Perfect Credit • Employment • Income Status Wealth is not determined by the amount of Money you have, rather by the number of Assets you Control.

15. Remember: Funding Doesn’t Care About • People • Credit Score • Background • Knowledge Base • Income Status • Employment Status • Current Situation

16. Here’s An Example: Borrower A and Borrower B • Borrower A: • Has a 750 Credit Score • Been at his J.O.B. for 10 Years • Has lived in the same house for the last 15 years • One credit card drawn down 30% • Has $20,000 to invest on deal • Borrower B: • Has a 580 Credit Score • Is a Real Estate Investor but lost 50 properties to Foreclosure, Bankruptcy, or Short Sale in 2008 • Has $50,000 to Invest on Deal Borrower B is a better choice… Why?

17. Why Private Lenders Will Fund… If the First Trust Deed Notes Are Backed By Real Property and are: • Tangible Investments • Guaranteed by Individuals with Proven Track records • Never More than 65% of Purchase or Acquisition Price • The borrowers Have Funds to Make Monthly Payments • The Property is in a Good Area • The Market will Support Exit Strategy

18. Know What Funding Loves • Single Family Homes • Location: Already Established Areas • Ugliest House on the Prettiest Street • 65 cents on the Dollar • Low Risk / High Yield

19. Check Out This Deal… • Purchase Price: $60,000 • Loan Amount: $53,125 • Estimated Value: $90,000 • Exit Strategy: Rehab and Sell

20. And This Deal… • Purchase Price: $179,000 • Loan Amount: $162,750 • Estimated Value: $217,000 • Exit Strategy: Rehab and Sell

21. And This Deal… • Purchase Price: $170,000 • Loan Amount: $160,000 • Estimated Value: $200,000 • Exit Strategy: Rehab and Refi

22. And One More! • Purchase Price: $98,000 • Loan Amount: $112,500 included 10,000 for rehab • Estimated Value: $149,000 • Exit Strategy: Rehab and Sell

23. Commercial Deals that Funding Loves • High Cap Rate of 15 -25% • Great Income Potential • Sale Rate is Low Because Of: • Mismanagement • Disrepair • Bad Part of Town • Financially Challenged • Existing Cashflow

24. Several Commercial Deals! **Ambulance Service - Commercial/ Cash Out Refi - $1,500,000 loan Direct Valuation: $2,500,000, 60.00% LTV 10.25% interest rate, prime + 7.60% 3 years interest-only, 5% of amount prepaid for first 18 months 17,495-sq. ft. building contains Hillsboro, OR-based ambulance service Proceeds used to pay off tax liability in order to keep business operating smoothly. **Office/Retail - Commercial/ Lease to Buy Purchase - $350,000 loan Direct Valuation: $625,000, 56.00% LTV 13% interest rate 2-years interest-only, 6 months interest guarantee 8,013-sq. ft. office and retail building Proceeds used to pay off matured private contract. Site has 100% tenant occupancy as of October 2008. **Light Industrial – Commercial/ Cash Out Refi- $300,000 loan Direct Valuation: $850,000, 35.29% LTV 12.25% interest rate, prime + 8.50% 3 years interest-only, 5% for 12 months 10,230-sq. ft. light industrial building Proceeds used to pay off flooring line as well as for working capital.

25. Several Commercial Deals! Laser Supplies/Accessories – Commercial/ Cash Out Refi - $490,000 loan Direct Valuation: $800,000, 61.25% LTV 12.00% interest rate, prime + 9.00% 3 years interest-only, 5% for 15 months 6,200-sq. ft. building contains laser supply and accessories business Proceeds used as capital to expand business into new markets, i.e. medical field. **Golf Course – Commercial/ Cash Out Refi - $850,000 loan Direct Valuation: $2,500,000, 34% LTV 12.25% interest rate, prime + 7.75% 3 years interest-only, 5% of amount prepaid for the first 12 months, 15% annual window 124-acre site used as a golf course Proceeds used to consolidate business debt and to purchase new equipment and as operating capital. **Multi-Family – Residential/ Cash Out Refi- $400,000 loan Direct Valuation: $750,000, 53.33% LTV 8.85% interest rate, prime + 5.60% 3 years interest-only, 5% of amount prepaid for 12 months 9,872-sq. ft. building for investment purposes. Proceeds used to pay off loan costs, suppliers, contributors to project, and to set up 3-month interest reserve.

26. Several Commercial Deals! Light Industrial – Commercial/Cash Out Refi - $300,000 loan AALS Direct Valuation: $850,000, 35.29% LTV 12.75% interest rate, prime + 7.75% 5 years interest-only, 5% of amount prepaid for the first two years 10,596-sq. ft. building contains automotive business Proceeds used to purchase new equipment as well as for cash reserves. **Multi-Family – Residential/Rehab - $1,300,000 loan AALS Direct Valuation: $2,000,000, 65% LTV 10.00% interest rate, prime + 6.00% 12 months interest-only, 6 months interest guarantee 10,516-sq. ft., five-building investment property Proceeds used as cash out and to finish borrower’s construction project. **Construction/Remodeling – Residential, Non O/O/Refi - $247,500 loan AALS Direct Valuation: $450,000, 55.00% LTV 10.50% interest rate, prime + 6.50% 3 years interest-only, 5% of amount prepaid for 18 months 2,570-sq. ft. dwelling for residential. Proceeds used to pay off existing first, cover costs, and to provide cash out.

27. Several Commercial Deals! **Multi-Family - Residential/ Purchase - $887,500 loan Direct Valuation: $1,350,000, 65.00% LTV 8.85% interest rate, prime + 5.60% 3 years interest-only, 5% of amount prepaid for the first year 11,260-sq. ft. property contains multi-family property Proceeds used to purchase subject property. **Office/Retail – Commercial/Lease to Buy Purchase - $550,000 loan Direct Valuation: $1,100,000, 50% LTV 9.50% interest rate, prime + 6.25% 2 years interest-only, 6 months interest guarantee 10,382-sq. ft. building for office/retail purposes Proceeds used to exercise lease option to purchase, cover closing costs, and impound for following year’s property taxes. Paving/Surfacing Business – Commercial/ Refi- $625,000 loan Direct Valuation: $1,050,000, 59.52% LTV 12.25% interest rate 12 months interest-only, 3 month interest guarantee 11,374-sq. ft. building contains paving and surfacing business. Proceeds used to pay off matured loan and for equipment purposes.

28. How Do You Attract Private Money? • Put the Property Under Contract • Have Earnest Money Available • Establish a Deadline of 30, 60, 90 Days • Choose Something Economically Priced • NOT a Personal Residence NOTE: Shop Early and Quickly for Private Money—NEVER Wait Until the Last Minute

29. What a Packet Should Look Like: • Purchase and Sale Agreement signed by both parties • Proof of Consideration • Private Money Exchange Application • Current Credit Report • Proof of Funds • Bank statements • Investment accounts • Partner’s information • Property Information (Tax Assessor’s Info) • Square footage • Year built • Size of lot • CMA- Comparable Market Analysis

30. Are You SERIOUS About Making Money In Today’s Market? All You Need is 2 Things…

31. #1 Viable Market Place

32. #2 A Proven System

33. Simply Fill Out The Webform With Your Great Deal • Our team at Private Money Exchange will then call you and support and guide you through the package submission • Once your deal is accepted, we’ll match it with a Private Lender • Your Banking and Funding Woes are OVER!

34. www.PrivateMoneyExchange.com/larnold

35. We’ll Even Throw In: Two Tickets to Network Mastermind Value: $3,997

36. We’ll Take Care of the Rest! www.privatemoneyexchange.com/larnold