150 likes | 371 Views
Note. Before starting the presentation please switch on the speakers to experience for the effects given Please just click the mouse just after the slide as it is totally automatic. Banking and banking systems. Definition of bank.
E N D
Note • Before starting the presentation please switch on the speakers to experience for the effects given • Please just click the mouse just after the slide as it is totally automatic
Definition of bank Bank is a institution which accepts deposits from the public and in turns advances loans to its customer. Facilitates smooth flow of money from those who have it (savers) to those who want to use it (users) so that the latter can make an effective use of the same, benefiting in the process themselves and the Economy as the whole
Different types of bank • Commercial bank • Exchange banks • Industrial banks • Agricultural bank • Co operative banks • Savings bank (post offices ) • Regional/rural banks • Central bank (RBI)
Different types of customer • Resident and Non-resident individuals • Sole proprietorship • Partnership • Hindu undivided family (H U F) • Clubs/association/trusts/embassy • Private limited • Public limited • Banks/financial institution
Different types of account • Savings • Current • Deposits • Fixed deposits • Joint account
Different types of services provided by the bank • Credit cards • Loans • Lockers • Atm’s • Internet banking • Tele banking • Number of different types of account
How the money from the customer is collected which he has taken from the bank • First the bank hires a call center • Then some agencies where there will be head of the agency under him many small people work • After hiring the call center young people working their call the person who has borrowed the money • Then if the person agrees to pay the person sitting in call center asks the convenience of the borrower • All this data is send to the agencies around country or the to city where the borrower lives • And the person of the agency goes to collect the money
Advancement in banking sector • Internet banking:- is a newly developed way of banking in which a person can transact money from his own computer he is also allowed to transfer money from his account to some else account just by click. • Tele banking :- in this no problem if you do not have internet or a computer it’s your telephone who makes your account.
continued • Now if u forget your credit card in your wallet and your wallet is in your home and you want buy some product no money ,your problem is solved your fingertip is your credit card.Nowadays the new technology has come up with new ways the scientists of America have developed a machine which just take your finger print and transact money from your credit, is transferred to the owner of the machine or may be shop owner.DO YOU KNOW that this machine getting popular day by day
ICICI bank HDFC bank Axis bank Allahabad bank Punjab national bank HSBC bank State bank of India State bank of Mysore State bank of Hyderabad State bank oh Allahabad Reserve bank of India Canara bank Karnataka co-op bank Ing Vysya American express Standard chattered bank Birla home finance Citi bank Deutsche bank Ubs Idbi bank Abn Amro Different banks in India
Bank of America (USA) Citi group (USA) Hsbc (U.K) Mitsubishi UFJ financial group (JAPAN) Credit Agricole group (France) Royal bank of Scotland group(UK) BNP Paribas (France) Banco Santandar (Spain) Mizuho financial group (Japan) Ubs (Switzerland) Icbc (China) Unicredit (Italy) JP morgan chase(USA) Deutsche bank (Germany) Well Fargo (UK) Sumitomo mitsui financial group(Japan) Wachovia (USA) Goldman sachs (USA) Different banks throughout the world
Thank you • Thanks to my Mathematics teacher :- Ms. Vasanti prabhakar and my parents Presented by Vineet G Vaishnav Of Class IX NATIONAL PUBLIC SCHOOL