Presented by

2. Presented by

3. Meet Jerry National Association of Active Investment Managers Founding member, served as Director, Chairman, President, and Vice President JERRY C. WAGNER, JD President, Director and sole shareholder of Flexible Plan Investments, Ltd. since its formation in February, 1981. Designing methodologies and management of personal investment portfolios since 1969. Ran one of the first hedge funds in the early 70’s. Flexible Plan Investments Is a Michigan corporation and a federally registered investment advisor

4. Flexible Plan Investments, Ltd. • Founded February 1, 1981 • Over $1 billion assets under management* • 50+ employees • 500+ B/D or RIA contracts • Have managed: • Over 20,000 clients • Over 1,000 retirement plans • Client Communications including: • OnTarget Monitoring • Quarterly Client Newsletter • Weekly Hotline • Daily web access * Approximate Value as of April 30, 2011. FPI and subsidiary.

5. Who We Are • Research-driven • Ph.D led research department with over 65 combined years of professional experience in market analysis • Compliance-focused • Over 100 years combined legal experience with three attorneys on staff • Separate Compliance Officer • Service-oriented • 12 external Regional Sales Managers • 8 person internal advisor support team • Client Services call center • Interactive website Investment Professionals Only

6. Faith Based investing is a personal choice, a conscious decision to maintain continuity between what we believe and how we invest our money.

7. $5,000 Minimum Account Size No-load mutual funds Invest in companies with core Christian Values Portfolio risk management

8. faithfocusedinvesting.com Fund families include: The Timothy Plan Ave Maria Funds Parnassus The Steward Funds and more For Investment Professionals Only

9. Active, momentum-based management Extensive fund universe includes money market (cash) Quantitative and time-tested methodology Under performing funds get weeded out Enrollment in OnTarget Reportingand Monitoring

10. Monthly reallocation plus weekly monitoring of the methodology Five suitability-based profiles 24-7 account balance client access Accounts custodied at TCA, an independent, third party custodian

11. Built on a Stellar 13 Year Track Record GIPS-Composite Performance Report FFI uses the same successful methodology as For a Better World. Flexible Plan Investments, Ltd. has been verified to be in compliance with the requirements of the Global Investment Performance Standards (GIPS ®) on a firm-wide basis from January 1, 2008 through December 31, 2010.

12. Add’l Disclosure

13. Built on a 13 Year Track Record Our For a Better World strategy

14. Risk-adjusted Returns vs. S&P 500 Source: Flexible Plan Research Reports, 1/1998-3/2011 Hypothetical Research Reports. Returns shown after fees. Disclosure Page is an integral part of this presentation.

15. Strategy Performance vs. S&P 500 Source: Flexible Plan Research Reports, 1/1998-3/2011 Hypothetical Research Reports. Returns shown after fees. Disclosure Page is an integral part of this presentation.

16. Historic Returns Source: Flexible Plan Research Reports, 1/1998-3/2011 Hypothetical Research Reports. Returns shown after fees. Disclosure Page is an integral part of this presentation.

17. Capital market Line chart Source: Flexible Plan Research Reports, 1/1998-3/2011

18. Meet Morris 1984-Current Owner, Financial Security Advisors, Inc. 1984-2007 Certified Financial Planner 1997-Current Accredited Asset Management Specialist 2000-Current Certified Risk Management Specialist B.A. California Baptist University M.Div. Southwestern Baptist Theological Seminary D.Min. Eastern Baptist Theological Seminary DR. MORRIS VICKERS Retired Baptist minister who built his successful advisory practice around his cornerstone faith and in-depth financial knowledge. Financial Security Advisors, Inc., is a registered investment advisor, incorporated November, 1984, offering fee-only investment management and financial planning.

19. Wealth Stewardship “Moreover it is required by stewards that one be found faithful.” — 1 Corinthians 4:2 NKJV What’s Faith Based Investing The Screening Criteria Developing the Strategy with Flexible Plan Talking to clients and potential investors Giving Back

20. Bonus Program Twist on Tithing programs – Help clients invest well and make a difference Flexible Plan will pay out 10% of its net advisory fees in client’s name, or anonymously Client must fill out designation form Church or religious organization of choice will receive annual payment Client must be enrolled in strategy at time of payout

21. FPI Fee Schedule Rate Table for Flexible Plan Fees* First $500,000 1.00% $500,001 - $999,999 .75% $1,000,000 and above .50% B/D Fee – You Choose Flat Fee 0% - 1.6% **FF clients can elect the 10 bp designation with no reduction in B/D Fee. Custodial Fees may be proportionately borne by both parties.

22. Establishment Fees Maximum Establishment Fee per Account* 1.2% FPI Retains .2% B/D Receives: 1.0% Flexible Plan bills accounts in arrears (after commencement of management). Therefore, if the account earns more, we all make more. Conversely, if the account earns less, we are paid less. The establishment fee allows Reps to be paid up-front because payment of advisory fees and subsequent solicitation fees may take several months before becoming fully realized. *Available on accounts $25,000 and above. Establishment fees collected each month are paid out every month to B/D

23. $5,000 individual account: • Set-Up Fee $150 • Annual fee of 2% (billed quarterly in arrears) • Rep receives up to 1% (your choice) • Flexible Plan receives 1% Small Account Fee Schedule A Small Account has an AUM of $5,000 to $25,000 Small Account Set-Up Fee of 3% for each small account, not to exceed $350 Our Management fee of just 2% (billed quarterly in arrears). 1% for you and 1% for FPI.

24. Faith Focused Brochure and Website Brochures available upon Request. Call or email our internal Sales Dept at 800-347-3539 ext. 2; 248-642-6640 Metro Detroit

25. Dedicated Website Advisor Website and Tools

26. The OnTarget Reporting Advantage The Quarterly OnTarget Report provides multiple sources of discussion with clients. Each illustrated tool demonstrates that the client’s portfolio remains OnTarget: • Volatility Barometer • Risk Target • OnTarget Monitor

27. Easy To Illustrate Faith Focused to Clients

28. Doing Business is Easy Fax us A recent client statement & A one-page client suitability questionnaire We will send you A personalized client proposal The appropriate Faith Focused Research Report

29. Doing Business is Easy

30. Doing Business is Easy

31. Regional Sales Managers

32. Get Started Right Away Contact our Sales Team for a secure password and a personally guided tour of the advisor tools available to you: Email: sales@flexibleplan.com Phone: 800-347-3539 ext 2. or 248-642-6640 (Metro Detroit)

33. The Research Report results are HYPOTHETICAL. The performance results depicted have been produced by application of selected mathematical calculation criteria to historical price data. Annual returns are compounded weekly and are inclusive of the last full trading week of the year, but may not necessarily include the last trading day of the year. Research Report results are NOT represented as actual trading or client experience nor do they reflect the impact on decision making of economic or market factors experienced during actual management of funds . Performance between selected dates may be misleading as indicative of overall performance of a strategy since the dates, chosen by the operator of the program, are susceptible of having been selected to present optimum performance. Investment advisory fees vary between 1% and 2.6% yearly, dependent upon assets under management and are deducted quarterly. Expenses of the funds are included to the extent they are reflected in the NAV. Other fees mayapply. The maximum Strategic Solutions establishment fee of 1.2% has been deducted from the initial balance. All expenses are required to be disclosed in each investment ’s prospectus, available from your financial representative and the product provider. Distributions have been reinvested. When provided, dividends are reinvested for indexes. In those cases where indexes do not provide dividend information, those returns would be understated. As individual tax rates vary, taxes have not been considered. Various minimum holding periods for each fund may be utilized to comply with trading restrictions. Advisor reserves the right to change these periods. No index is directly tradable. Actual investment performance of any trading strategy may frequently be materially different than the results shown. Some funds used in the model may not be available for future use. As supplemental information, a listing of all assumed trades and other data used to generate the referenced results is available upon request. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS Inherent in any investment is the potential for loss as well as the potential for gain. A list of all recommendations made within the immediately preceding 12 months is available upon written request. FOR INVESTMENT PROFESSIONALS ONLY - NOT FOR PUBLIC DISTRIBUTION. Prior to investing, read and understand the risk considerations in the prospectus(s), our Brochure Form ADV Part 2, and other information that can be obtained from your financial representative.

34. Q&A Thank you!

35. Renee Toth – Executive Vice President, Flexible Plan Investments

36. Get Started Right Away Contact our Sales Team for a secure password and a personally guided tour of the advisor tools available to you: Email: sales@flexibleplan.com Phone: 800-347-3539 ext 2. or 248-642-6640 (Metro Detroit)