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Give Yourself Some Credit

Give Yourself Some Credit. Understanding Your Credit Forrest Wasko Economics Guru. Generated by three companies Experian™, Equifax™, TransUnion™ Factors How much you owe to each company Payment history for each company Includes utilities, medical expenses, rent.

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Give Yourself Some Credit

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  1. Give Yourself Some Credit Understanding Your Credit Forrest Wasko Economics Guru

  2. Generated by three companies • Experian™, Equifax™, TransUnion™ • Factors • How much you owe to each company • Payment history for each company • Includes utilities, medical expenses, rent Credit Card Fundamentals

  3. Range-760(excellent) to 620(poor) • 35%- Payment History • 30%- Amounts owed • 15%- Credit history length • 10%- New credit • 10%- Credit types How FICO Is Calculated

  4. Pay bills on time • Avoid opening many new accounts • Open only if you intend to use Keep Balances Low • Less than 25% of credit limit Review credit report yearly Improve Your FICO Score

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