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Computerization of a bank

Computerization of a bank. Automatic Teller Machines Net Banking Phone Banking Savings/ Current/ Fixed Deposit/ Recurring Deposit Loans against fixed deposit accounts Hardcopy of statements on payment Quarterly statements- email and hardcopy Electronic transactions between accounts.

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Computerization of a bank

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  1. Computerization of a bank • Automatic Teller Machines • Net Banking • Phone Banking • Savings/ Current/ Fixed Deposit/ Recurring Deposit • Loans against fixed deposit accounts • Hardcopy of statements on payment • Quarterly statements- email and hardcopy • Electronic transactions between accounts

  2. Users-Client-Developer • The customer and the client are the users. Client is also administrator. • Create user. • Identify user • Authenticate user- phone, net and ATM • Conduct transactions, credit interests and debit charges and penalties • Generate statements

  3. Phone banking PIN identification Voice or key operations Speech generation Net Banking GUI on browsers Network security and privacy Speed of access ATM Identification Security Cash Networking Concerns-Environments

  4. Transaction

  5. Processing

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