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schoolinsuranceofflorida

Lake County Schools and School Insurance of Florida partner to provide Student Accident Insurance. www.schoolinsuranceofflorida.com. Low Cost Excess Accident Insurance.

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schoolinsuranceofflorida

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  1. Lake County Schools andSchool Insurance of Floridapartner to provide Student Accident Insurance www.schoolinsuranceofflorida.com

  2. Low Cost Excess Accident Insurance • The student accident insurance coverage is low cost secondary supplemental insurance. Your primary insurance network pays first and then the claimant is eligible for the benefits from student accident insurance. • If no other coverage exists the student accident insurance will pay benefits as outlined on the application.

  3. Why Should I purchase School Insurance? • The school district is not obligated to pay for medical expenses. • Parents must assume financial responsibility for their children’s medical expenses.   • Purchasing the low cost student accident insurance policy can help pay some of the doctor, hospital, and other medical bills due to accidental injuries. • This is a low cost way to help cover deductibles, co-pays or other "out-of-pocket“ expenses resulting from an accident.

  4. Student Accident Options • School Time Plan – $12.00 will provide basic accident insurance protection in accordance with the policy provisions for school/FHSAA sponsored, funded, scheduled, and supervised school activities (excluding tackle football practices and games) for the regular school term. • The 24 Hour coverage - $45.00 will provide protection coverage while at school and extends the coverage to vacation periods, while at home and during the summer months;24 hours a day, 7 days a week (excluding tackle football).

  5. Additional Benefit Options • If a School Time Plan or the 24 Hour Plan is purchased, the insured may also add the following benefits to one of these plans: • Increased Dental Benefits – for an additional $2.00 you can add accident coverage for up to $750.00 per tooth. • In- Hospital Sickness – for an additional $40.00, you can add hospital sickness benefits. The benefit will provide up to $500.00 per day for room and board charges, not to exceed $5,000.00. This coverage does not apply to outpatient sickness charges.

  6. Additional Coverage Option Tackle Football – provides coverage during the regular school term only for tackle football practices and games that are school/FHSAA sponsored, scheduled, and supervised by a school official. The following options are available: • 2012 Football Season is $60.00 • 2012 Football season, 2013 Spring Football, including School Time is $87.00 • 2012 Football season, 2013 Spring Football, including the 24 Hour is $120.00

  7. How Do I Enroll? • Three easy options: • Purchase on-line with a Visa or Master Card at www.schoolinsuranceofflorida.com • Visit the website and print out a paper application • Pick up an application at your child’s school

  8. Disclosure • This is a brief outline, please refer to the application for a full summary of coverage and policy terms, exclusions and provisions. • For more specific answers regarding coverage or benefits, contact the plan administrator; School Insurance of Florida at 1-800-432-6915 or www.schoolinsuranceofflorida.com • The Master Policy will determine the policy benefits and provisions. Any difference between this outline or the application will be settled in accordance with the Master Policy.

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