Why do you need car insurance?

1. Car insurance is a legal requirement and the right level of coverage provides financial protection in case your car is damaged. Auto Insurance Augusta will also provide cover for injuries to other drivers, passengers or pedestrians and their property. Accidents happen, so it is reassuring to know that you are covered financially if you are involved in one. The good news realized premium, reflecting the commitment of the insurers to pass on the savings from the reforms in the civil litigation system in 2013. For example, by regulatory agencies to protect insurers against fraudulent whiplash claims and excessive costs plaintiffs' lawyers, insurers can now be competitive in their prices. Why do you need insurance? Having car insurance is important as it will cover your expenses for damage to the vehicle or injury to other drivers, passengers and pedestrians. All drivers must be insured against liability to others, as stipulated in the Road Traffic Act 1988. Black Car Insurance can also provide financial support if your car is stolen, or destroyed by fire accidentally. There may be cases where, for example, not insuring your vehicle, for example, if you have expressed your car off the road by legal notice highway road from. What if I am insured? Driving without car insurance is illegal. If not, you can make a driver or hand. The maximum fine is unlimited, plus get six to eight penalty points on your license.

2. The government is currently investigating and penalties for drivers who kill or involved in accidents. The police also have the power to drive any vehicle uncovered and destroyed. Types of insurance This is the legal minimum, but not always the cheapest. With other people and damage to other property. Third party, fire and theft - This is similar to a third party, but also the cost of repair or replacement vehicle if your car is stolen or damaged by fire. This is the highest level of coverage you can get. Protects against damage to your own car, as well as accidents with other people. You can also include a car licensed and legal expenses insurance; However, it may be an additional cost. Your insurance st charles company may also allow you to add drivers raise its policy, which will also drive your car, but it is important to remember that the main driver is the person in the car is the best.