What is the best retirement investment plan?

1. Distributed Energy - What is the best retirement investment plan? August 2020

2. Distributed Energy Overview Distributed Energy is a development and aggregation platform that connects solar and other renewable energy projects with funders. We accelerate the deployment of renewable energy across the developing world.

3. Retirement Planning • Planning for retirement is a multi-stage process. The first stage is thinking about your retirement goals and how long you have to meet them. From there, you need to look at the types of retirement accounts that can help you raise the money to fund your future. As you save that money, think about investment options as a means to enable it to grow. • To create a balanced retirement portfolio, diversification in investments is important. A diversified portfolio reduces volatility while providing long-term growth. Usually, a high-risk investment is normally associated with high returns and vice versa. Hence maintaining the right balance between risks and returns is key to a successful investment strategy. • Three basic parameters to keep in mind while making an investment plan are: • Diversification • A balance between risks and returns • Long-term versus short-term investment

4. Options For Retirement Investments 1. Stocks Stocks’ return potential has the best possibility of beating inflation over long periods and having long term gains. But, due to higher risks it’s generally not considered to invest huge chunks of money in stocks. • 2. Bonds  • The interest income, or yield, you receive from a bond (or from a bond fund) can be a steady source of retirement income. Treasury inflation-protected securities (TIPS) are government bonds that automatically adjust for increases in inflation and produce high yields. • 3. Mutual funds • Mutual funds are operated by professional money managers, who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors. Mutual funds give small or individual investors access to diversified, professionally managed portfolios at a low price. • 4. Annuity • Annuities provide a steady stream of income as they offer either a fixed or variable lifetime payout option, protecting you from longevity risk. Currently, the renewable sector also offers some annuity type investments. Investment platforms like Distributed Energy offer social impact investing that operate like annuity.

5. Conclusion It can be seen that stocks and mutual funds have higher growth but with higher risk. On the other hand, mutual funds are somewhat safe investments but not useful to beat inflation. Bonds and various annuities come in the bracket of moderate growth with moderate risks which help to maintain optimum parameters for investments. With Distributed Energy, you can get investment options which work like annuities and diversify your retirement portfolio by creating investments in solar projects. Our solar rooftop projects offer strong, contracted cash-flow profiles that are ideal for investors and individuals planning ahead for retirement. If you have an existing investment portfolio and are looking for new opportunities to fill a gap in your portfolio, then our renewable energy assets will be an attractive option for you. Investors can look forward to a minimum 15% IRR for investing in our solar rooftop projects along with many more benefits.

6. Thank You August 2020 Get in Touch : info@de.energy or visit www.de.energy