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Established in 1916, John M. Glover is a top 100 P&C agent with expertise in providing individualized insurance services for sports and entertainment organizations. We offer coverages such as general liability, property, auto liability, directors and officers liability, accident medical coverage, commercial umbrella, and cyber liability.
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SPORTS & ENTERTAINMENT DIVISION WWW. JOHNMGLOVER.COM
Established 1916 • Top 100 P&C Agent • 140+ Companies • Industry Experts • Individualized Service • In-House Claims Representatives Who Is John M. Glover?
Your Team Dana & Susan Cagen VP’s Sports & Entertainment Division
What Coverages Do You Need? • Commercial General Liability • Commercial Property • Hired & Non-Owned Auto Liability • Directors & Officers Liability • Accident Medical Coverage • Commercial Umbrella • Cyber Liability
Commercial GENERAL LIABILITY Most important insurance policy carried by Sports & Recreation Organizations! Claims-Made & Occurrence Forms Bodily Injury & Property Damage Medical Payments Stand-alone or in conjunction with other coverage forms such as Commercial Auto, Commercial Property, or Inland Marine
Commercial property If Applicable Ski Club Houses Equipment Coverage Everything in between! Stand-alone or in conjunction with other coverage forms such as Commercial Auto or Inland Marine Examples: Fire, Smoke, Windstorm, etc.
HIRED & NON-OWNED AUTO LIABILITY Individual using their own vehicle for association business Individual using a rented vehicle for association business
DIRECTORS & OFFICERS liability Protects Board of Directors from a variety of potential lawsuits Examples: Membership Discrimination Financial decisions members disagree with Many more
Accident medical coverage Provides coverage for club member injuries and lawsuits when Commercial General Liability does not Example: A skier fractures his arm after a bad fall on the slope and is taken by ambulance to a nearby hospital. It’s a pure accident not caused by anyone’s negligence. Since your club isn’t held liable for the injury, your liability coverage doesn’t help to cover his medical fees, which include the cost of ambulance services, an ER visit, surgery and prescriptions.
Commercial umbrella Excess liability coverage when primary policy’s liability is insufficient $1 Million increments Excess Umbrella limits available
Cyber liability Protection for cyber-attacks You are at risk of a hack and/or theft if you maintain any sort of database holding personal information
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THANKYOU WWW. JOHNMGLOVER.COM DANA & SUSAN CAGEN +1 (833) 497-4375 +1 (833) 497-4378 dcagen@johnmglover.com scagen@johnmglover.com