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Appraisal of Term Loan: Managerial and Technical Aspect. Md.Masudul Haque BIBM. Appraisal . Appraisal. Feasibility study. Economic Feasibility. Commercial Feasibility. Technical. Marketing. Financial. Managerial. Organizational. Project.
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Appraisal of Term Loan: Managerial and Technical Aspect Md.Masudul Haque BIBM
Appraisal Feasibility study Economic Feasibility Commercial Feasibility Technical Marketing Financial Managerial Organizational
Project • A temporary endeavor undertaken to create a unique product or service.A grouping of task with specified start and end.A project is a one time event.
Project Appraisal Feasibility study Economic Feasibility Commercial Feasibility Technical Marketing Financial Managerial Organizational
Attributes of a Project Purpose Life cycle Interdependencies Uniqueness
Project Life cycle. Tk Time Initiation Planning Implementation Closeout Initial charter Plan Deliverables
Characteristics of a Good Project • Existence of well defined goal • Definite start and end point • Capacity of being planned and controlled by individuals or project members. • Composition of very rich project team • Production of socially desirable goods & services • Significant contribution towards national development.
SMART Concept • S= Specific • M= Measurable • A= Agreed by the team and stake holders • R= Realistic within the specific environment • T= Time constrained
Triple Constraints • Time • Cost • Quality
Management Aspect 1.Identification of Management Competence • Skilled and efficient executives in various departments • Production engineer or chemical engineer • Good management employee relationship • Participative management • Low turnover of employee
Management Aspect 2.Management Integrity • Pays income tax • Report from suppliers • Misrepresentation of information • CIB report • Change of auditors • No breach of contract • No fund diversion
Management Aspect • Family and education background of the entrepreneurs. • Financial strength and capability of mobilizing fund. • Technical skills of the entrepreneur. • Experience of the entrepreneur.
Organization Aspect • Whether the proposed project likely to be successful. • Whether any out side help needed.
Organization Aspect • Organization Structure • Organization Work flow. • Organizing and Staffing the Project Team
Technical Aspect • 1. Location of the project • 2. Structures and civil works • 3. Machines and equipment • 4. Manufacturing process • 5. Availability of raw materials • 6. Power and fuel supply • 7. Plant capacity • 8. Use of technology • 9. Repair and maintenance of the project • 10. Environmental aspects