UCAID/Internet2 Benefits: Overview and Eligibility

1. UCAID/Internet2 Benefits Tutorial June 28, 2002 Emilie M. Stawiarski Personnel Services Manager

2. UCAID/Internet2 Benefits • What are your benefits • Who’s eligible and when • How do they work • General Discussion on: • Health-Related • Money Savers • Extras

3. Overview

4. 2002 Nationwide healthcare costs increased 13%-16% Annual projection 15% for 2003-2005 Detroit Metro area 12.1% Internet2 overall increase 16%-18% Prescription increase 35% 70% response to prescription requests Advertisements and research 65% offer PPO locally Medical Plans in General

5. Internet2 Medical Plan • Through Care First Blue Cross-Blue Shield • Originated in Wash, DC; in-network around the country • Eligible 1st of Month following hire date • $0 out-of-paycheck In-Network: $0 deductible $10 Office Co-Pay No Lifetime Maximum Well-child: no charge Out-of-Network: $300/$600 deductible Out-of-Pocket Max $2000 - $4000 20% Office Visit – Plan Allowance No Lifetime Maximum Biggest concerns: Out-of-state claims processing and comparable U-M benefits

6. Dental • Through Care First • Eligible 1st of the month after hire date • Preventive 100%, no deductible • Diagnostic, Minor Therapeutic, 80%, $50 deductible applied ($100 family)/calendar year • Periodontic and Major Restorative, 50%, deductible applied per calendar year • Maximum for year is $1500 per member • No concerns

7. Prescription • Through Care First • Most national pharmacies • $0 deductible • $5 generic, $10 Formulary, $25 Non-formulary • Mail order: 90 day supply $10, $20, $50 • Traveling and need additional supplies, call Member Services 1-800-241-3371 at least 10 days in advance

8. Vision • Through Care First • Eligible 1st of month after hire date • Must use participating provider • Exams $10 Co-pay • Lenses: Single $35, Bifocal $50 • Frames: 1.4 times the wholesale cost • Contacts: Standard $105; Soft-extended wear $170 • Biggest Concern: Limited Participating Providers • Website: www.carefirst.com • Member Services: 1-800-241-3371

9. Life Insurance, AD&D • Through UNUM • Eligible 1st of month after hire date • $0 cost to employee • Life Insurance = one time annual earnings • AD&D • Accidental Death = one time annual earnings • Dismemberment = calculated on loss • Portable

10. Short-term Disability 0 days due to injury 7 days due to illness 60% of earnings up to $1500 per week Maximum period = 13 weeks Long-term Disability 90 days or date short-term ends 60% of earnings up to $10,000 per month Maximum period = sliding scale based on your age Short-term & Long-term Disability • Through UNUM • Eligible 1st of month after hire date • $0 cost to employee

11. Flu Shot Program • Through local Nurses Association • All staff is eligible • Family members/friends eligible at cost • At the work site • Available in late November, early December

12. Money Savers • Flexible Spending Account • 403(b) • Tuition Reimbursement • Metrochek • Connectivity • Optional Bonus Program

13. Medical/Dental/Vision Reimbursement Account Maximum = $5,000 Calendar Year Equal amounts in payroll deduction Submit claims anytime Caution: Use it or lose it Dependent Care: Day Care of Elder Care Maximum = $5,000 Calendar Year Equal amounts in payroll deduction Claims paid only with amount in FSA fund No Use it or lose it Flexible Spending Account • Through PayChex • Eligible within 30 days of hire date

14. 403 (b) • Through TIAA-CREF • Eligible after 90 days of employment • 10 Fund choices: conservative to aggressive • Immediate Vesting • Brown Bag on July 15th • RA • Employer-Sponsored • 5% of gross payroll • GSRA • Employee-Sponsored • Up to 15% or $11,000 • Internet2 matches first 5%

15. Tuition Reimbursement • Tuition & fee expenses for college courses • Or for degree programs directly related to improvement or advancement of UCAID • Accredited college or university • No effect on work schedule • Formal request submitted • Up to $2500 per fiscal year • Final grade of C or better

16. Metrochek • Transit Commuter benefit in Wash, DC • Pre-tax salary deduction • Maximum $100 per month • Covers the cost of commuting by bus, vanpool, MARC, Metrorail or Metrobus

17. Connectivity • Reimbursed monthly fee • DSL line, or • High-Speed connection

18. Optional Bonus Program • Performance Review – July/August • Salary Review – August/September • Optional Bonus Program - September

19. Extras • Paid Time Off • Company Events • Other • Professional Development • Fitness Centers • Brown Bag – lunch ‘n learn

20. Paid Time Off • Holidays • New Year’s Day • Memorial Day • Independence Day • Labor Day • Thanksgiving • Day after Thanksgiving • December 25th • Floating Holiday: MLK, Pres, Columbus, Veterans

21. Paid Time Off • Sick Time • 10 days per year • Granted January 1st • Pro-rated for new hires • Roll over up to 20 days • Use for Short-term Disability fill-in • No accumulation after roll over is reached

22. Paid Time Off • Vacation • Accrued Each month • Roll over up to 120 hrs if < 2 years • Roll over up to 160 hrs if > 2 years • No accumulation after roll over is reached • Seasonal Days • 4 days between December 25th and December 31st

23. Company Events • Holiday Party • All-Staff Meeting – November • All-Staff Retreat – June • Ann Arbor: Welcome Gathering w/ Tweety • Special Pot Luck Activities; • 2nd Tuesday of each month: DC birthdays w/Educause & CREN • Lots of Food

24. Other • Professional Development • Member Meetings • Workshops • Joint Techs • Virtual Publications Team • Administrative Team • Program Coordination Team • Virtual Tech Team • Meeting Planning Team • Fitness Centers in DC and Ann Arbor • Brown Bag – every 3rd Monday

25. Opportunities • To ask other questions about benefits • To suggest additional benefits or perks • To resolve problems with benefits • Refer to intranet for forms and info • Take personal issues up later

26. Future Benefits • Complete review of benefits in 2002 • Optional/supplemental insurance • Life/accident for family members at cost • Cash-in-lieu program • Open to suggestions • Open to money saver tips • Competitive in higher ed