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Insurance for Private Security Personnel.
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Insurance for Private Security Personnel Forces Financial is a trading name of Stuart Harvey Insurance Brokers Ltd, who is authorised and regulated by the Financial Services Authority, Registration Number 301858. Registered Office: Globe House, 24 Turret Lane, Ipswich, Suffolk IP4 1DL. Registered in England & Wales. Registered Number 04224318. FF1282 (1112)
Forces Financial • Specialist providers of financial services to HM Forces for over 25yrs • Registered at the United Nations under article 102 of the UN Charter • Regulated by the Financial Services Authority • We have products to suit your needs and lifestyle • Some of you might recognise us from your previous life
Life & Serious Illness Cover • Not a pleasant thought – but we all know it happens • How would you and your family cope? • Do you have dependants? • If you weren’t around or unable to work how would they cope financially? • No dependants? • Does not make you immune • Think about serious illness cover • How would you cope? • Think about it - you are your biggest asset Remember, no-one is indestructible
Personal Accident & Sickness • Ouch! – and you don’t want the financial pain as well • If you are injured or sick could you cope financially? • Mortgage? Bills? – they add up quickly • Death benefit • Accident cover • Fracture • Loss of limb, sight, hearing etc • Sickness • Is it really worth not insuring? Protect your income – you owe it to yourself and the family
Kit & Personal Possessions • Bought your own Gucci kit? • Webbing? Body armour? NVG? • Taking your own possessions? • Gadgets? – ipods / ipads etc • 24 / 7, worldwide cover • On and off duty • Annual policy, pay up front or monthly Designed to cover all that you take with you
Safety24 • A confidential service • Completed on line • Allows you to log any personal details • Blood type, allergies etc • A wristband and wallet card identifies the service • Available to medical / emergency personnel • Available 24 / 7 • Can widen out to include next of kin / family A confidential service
Credit Card • Commission free on overseas transactions • Ideal for meals / Duty Free etc • Commission free for purchases on foreign websites • Buying any new kit off the web? • First Call Emergency Support • e.g. lost passport • 3 months interest free on anything booked through Forces Travel • Why pay now? • Cash withdrawals in local currency • No annual fees, APR from 16.9%, credit limit to £10,000 It doesn’t cost you anything
Foreign Currency • Commission free • Cash and travellers cheques • Secure delivery to your home • Next day delivery if ordered before 12.30pm • FREE – fully insured service • On orders of £350 or more • Fully online • Pay using Visa, Mastercard, Delta, Switch • Where? - www.forcesfinancial.com Fast, secure, convenient – at the click of mouse
Travel Insurance • Your biggest financial exposure? • Emergency medical & repatriation • Annual cover • Then don’t worry about it again • Having some R&R? • Beach • Adventure sports • Thinking of flying the family out? Worldwide peace of mind
Wills • What if it all goes wrong? • Incredibly, 70% of people don’t have a will – raise your hands! • Have you thought about what you want for your family? • If it isn’t in a legitimate will then it might not happen • Your partner / children may not get your estate • Making a will – essential if you own property • Thought about inheritance tax? • We offer a service to cover basic to complex wills, ongoing storage and amendments etc – it’s better to resolve now Talk to our dedicated advisers
Savings • Challenge - What do you do with the money you earn? • Regular savings plan • Up to £25 per month, for 10 years • Higher rate tax payer? • Even better – this is tax efficient • All payouts are tax free • Also available to partner and dependants • Looking to put a lump sum away? • Talk to our specialist advisers – we have a range of products to suit different circumstances Tax free saving – why wouldn’t you?
R&R ! • When it’s all over we can help you unwind… • Get away from it all • Flights • Holidays • Cruises • Disney! • Airport stuff • Car parking, hotels, lounges etc • Dedicated travel advisers to sort it all out • And don’t forget to pay for it with the credit card – 3 months free! Chill man…
What Else Can We Help With? • Motor Insurance • Home Insurance • Mortgages • Investments • Personal Loans • Travel and Leisure www.forcesdiscount.com The widest product range for private security personnel