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Emprestimofacil.com is the first and largest portal of online solicitation of federal loan in Brazil. Represented by agent accredited and certified by ANEPS registration 06050694680, we are proud to be a correspondent bank authorized and regulated by Brazil Central Bank.
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ABOUTUS • Hello,wearetheEmprestimofacil.com!Anonlinecompany,borninOctober2005and100%Brazilian. • Wearethefirstandlargestportalonlinerequestpayrollloan.Ofcourse,alwaystakingintoaccounttheresolutionsandrulesoftheCentralBankandbanksthatwerepresent. • Nearly10yearshavepassedsincethenandwearerecognizedbythousandsofcustomersandbankswerepresentasatransparentinstitution,confidentandaboveallinvovadora. • Everydaywewakeupandthinkabouthowtoimprovethelivesof • thosewhoneedmoney,istosolveproblemsorinvestinadream. • Thereforeourcommitmenttobringingthemostagile,and • transparentlypeacefulsolution. • Whetheritbethroughinnovationinourserviceorourtechnologysystemsdevelopedexclusivelybyourteamforourcustomer. • Speakingofstaff,unlikeseveralothers,yourcarehereisunique,aswellasallthesupportduringtheprocessofsimulationandhiringofyourloan.Wewillstrivetoconqueryou!
UNDERSTANDMORE • Theloan • Payrollisatypeofloaninwhichtheparcelsarededucteddirectlyfrompayroll,paycheckorifretiredorINSSdirectlybenefit.CurrentlypayrollloanisthewaytocreditthefastestgrowinginBrazil.Thisisexplainedbyitsrecruitmentfacilityatlowinterestrateswhencomparedtopersonalloan,overdraftorcreditcard. • Optionsforyourloan • Currently,inmakingthepayrollloantherearethreetypesofoperations.Of • course,thechoicedependsontheanalysisandtheneedforeach.Thethreeoperationsare: • Newloan. • loan. • portabilityofcreditrefinancing.
Paymentmethod Eachportionoftheloanisdeducteddirectlyatsource (paycheck/money/payroll) thedayhereceivesthesalaryofvalueorbenefitisautomaticallyremovedfromthetotalvalueoftheinstallmenttobepaid.Thetransferismadedirectlyfromherbodyconvenedthebankwithoutmeansofcorrespondentbanking.
DEFINATION: Payroll loan Thepayrollloanisatypeofloaninwhichtheparcelsarechargeddirectlytothepayrollofpublicservants(federal,stateormunicipal)ortheSocialSecuritybeneficiary. Creditportability Portability(formerloanrepurchase)isadebttransferfromabanktotheother.Andthistransactionresultsinacreditbalance.ToperformthecreditportabilityisnecessarythatyouhavetheDED(demonstratingtheevolutionofdebt)wherethebankhasthecurrentportion. Loanrefinancing Refinancingisaformofpayrollloaninwhichtheportionthatisalreadydiscountedfromthepayrollisfundedagain.Thatis,backtobediscounteditsfirstinstallmentandthetermofthecontractbacktotheoriginalorlarger,thisoperationacreditbalanceisreleased.
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