REAL ESTATE OPPORTUNITIES IN ST KITTS & NEVIS AND DOMINICA

1. REAL ESTATE OPPORTUNITIES IN ST KITTS & NEVIS AND DOMINICA CPR-

2. Introduction • Why invest in real estate? • Real estate opportunities in St Kitts & Nevis • Tips for both rentals and purchases • Why Dominica? • Real estate opportunities in Dominica • Sample properties in St Kitts & Nevis and Dominica CPR(c)

3. Why invest in real estate? • Good security – retirement, illness, death • Need little or sometimes no money to start – can borrow • Higher returns For example, if you invested $200K in the instruments listed below in 2004, what would be the value of your investments in 2009? • Treasury bills • Savings • Real Estate - Frigate Bay (on the hill), Half Moon CPR (c)

4. Higher returns CPR (c)

5. Real Estate Opportunities in St Kitts and Nevis • Rentals for foreign students • Land for future sale or development • Commercial building for rental or business • Residential building for private use or for rent to locals or foreign workers CPR (c)

6. Tips for Rentals • Market your property to specific target groups • Furnish it to a standard that meets the needs of those groups • If empty, rent short-term to returning nationals or foreigners • Maintain the property at all times CPR (c)

7. Tips for Purchases • Location, location, location: • Need to buy in the areas that could best meet the needs of your target group • Consider impact of neighborhood on property value • Buy on the low end of the curve, especially if the intent is to sell later • Evaluate your proposed investment – capital growth, rental income yield, cash flow CPR (c)

8. Sample of properties available for sale in St Kitts and Nevis CPR (c)

9. Why Dominica? • As the saying goes, “never put all your eggs in one basket” • Prices are still very low compared to the rest of the Caribbean • You can expect to see significant appreciation in value within the next 3 to 5 years given recent exposure • No alien landholding licence is required for OECS nationals • Dominica happens to be one of the most beautiful places on earth and promotes a unique product (eco-tourism) CPR (c)

10. Real Estate Opportunities in Dominica • Rentals to students – good opportunity in Picard • Residential buildings for rent to locals – not a good market • Vacation rentals – great opportunity • Commercial buildings for rent – dire need • Land for future development or sale – that is where real opportunity exists CPR (c)

11. Tips for property purchases • Choose a location close to one of the many attractions on the island or bordering a river or within close proximity to a river or with an ocean view • Choose a location with access to public utilities and paved roads or within close proximity to public utilities and paved roads CPR (c)

12. Sample of properties available for sale in Dominica CPR (c)

13. Recap • Real estate investments present tremendous opportunity for growth • You should take advantage of that opportunity in an effort to secure your future and that of your family • Don’t just jump in – evaluate your proposed investment – keep informed CPR (c)

14. Thank you for your attention.