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Market Related Investment Options

Market Related Investment Options. Neeraj Dhiman. Market and investment options. As market has become too diverse and complicated to be easy for investing your hard earned money. It is very important for investor to understand the concept of market.

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Market Related Investment Options

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  1. Market RelatedInvestment Options Neeraj Dhiman

  2. Market and investment options • As market has become too diverse and complicated to be easy for investing your hard earned money. It is very important for investor to understand the concept of market. • Investment Market is extended to various options that are available for putting money. It includes ancient ways to preserve money like saving account, FD, gold etc as well as modern plans such as Mutual Funds,ULIPs, SIP, equity shares, debentures etc.

  3. It’s Your Life… Financial Knowledge and planning can make the difference We’d Like to help You every step of the Way

  4. Times change ... and so do you • You could be • Single • Married • Working • Retired • But you always have your own • Fears • Dreams • Cares • Concerns That make you Unique What are your own goals, financial needs and concerns?

  5. Accumulation Of Wealth Conservation Of Wealth Distribution Of Wealth 3 Pillars to Wealth Management

  6. There are so many goals, financial needs and concerns ... Saving, marriage, travel, holidays, retirement, car, education, clothes, entertainment, new home, furniture, household appliances. • Your Budget • Income & Deductions • Essential Expenses • Balance Setting goals, planning and budgeting are essential

  7. Use a Timeline to plan & set Goals To achieve financial security You need adequate financial planning

  8. Spreading Risks Wise planning • Budgeting IMMEDIATE SHORT MEDIUM LONG CASH ASSURANCE SAVINGS/FIXED DEPOSITS RETIREMENT CO-OPERATIVE SAVINGS SCHEME INCREASING BOND REPAYMENTS Planning your Investment

  9. The Right Balance You cannot always rely on others to provide for your financial security Together they provide financial security

  10. Investment Options

  11. Risk Return Profile Money Market Equity Fund Stock Exchange Duka on road reserve Cash

  12. Life Assurance • Life and permanent disability assurance provides for you and your dependents in the event of your death or disability. • Insurance company promises to provide you or your beneficiaries with a certain amount of money (either a monthly income or lump sum) upon your permanent disability or death. • In return you make periodic payments, premiums, to the insurance company.

  13. Traditional Plans These Plans do not consider the effect of inflation but provide assured and pre determined returns to investors and are least risky. ULIP Plans These plans provide inflation proof and market related returns and also risk diversification as per choice of investor Insurance Plans

  14. Mutual Funds • Mutual Fund companies collect money from investors and invest in share market. Investing in mutual funds is also subject to market risks but return is good. • These are the best suited investment plans for investors whose earnings and needs are quite uncertain as they offer a unique range of plans having least or even no locking period and are generally one time payment plans.

  15. THANK YOU FOR YOUR TIME

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