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Financial A B C ’ s of Retirement Planning

Financial A B C ’ s of Retirement Planning. Welcome to Our Snackshop. ABC ’ s of Planning. Planning advice is offered through Redhawk Wealth Advisors, Inc. an SEC Registered Investment Advisor. Insurance products are sold through Vick & Associates, Inc.

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Financial A B C ’ s of Retirement Planning

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  1. Financial ABC’s of Retirement Planning Welcome to Our Snackshop

  2. ABC’s of Planning Planning advice is offered through Redhawk Wealth Advisors, Inc. an SEC Registered Investment Advisor. Insurance products are sold through Vick & Associates, Inc This discussion is offered free of charge. It is designed to be educational in nature and is not intended to provide tax or legal advice. Consult with your tax advisor and/or legal counsel for suitability for your specific situation. Hypothetical and/or actual historical returns contained in this presentation are for informational purposes only and are not intended to be an offer, solicitation, or recommendation. Rates of return are not guaranteed and are for illustrative purposes only. Projected rates do not reflect the actual or expected performance within any example or financial product.

  3. A Few Questions • Do you know how all of your assets (stocks, bonds, mutual funds, annuities, REITS, Life Insurance, etc.) work together to achieve the amount of risk you want in your total portfolio? • How does your current portfolio protect you in a bear market? • How does that average person determine which assets to use in a conservative portfolio? • What is your plan to manage risk? • Do you need a degree in finance to know how to manage risk?

  4. Maybe it’s time for a PhD in the ABC’s!

  5. Cash Protective Growth Risk Growth • Potentially higher returns • Taxable or tax-deferred • Offer partial withdrawals or liquid • Potentially lower returns • Taxable or tax-deferred • Liquid • Potentially moderate returns • Tax-deferred • Offer partial withdrawals

  6. Sleepless Steve’s Allocation of $600,000

  7. What is Your Greatest Priority? What is your client willing to give up? Gains? Liquidity? Protection? Cash Protective Growth Risk Growth • Potentially higher returns • Taxable or tax-deferred • Offer partial withdrawals or liquid • Potentially lower returns • Taxable or tax-deferred • Liquid • Potentially moderate returns • Tax-deferred • Offer partial withdrawals Liquidity Protection Gains Gains Liquidity Protection

  8. We live in perilous times! “The Anatomy of a Bear” Napier 2005 • On average… • Every 3 years you have a bear market. • Every 8 years you have a significant bear market. • If you hold your money for 17 years you won’t have a problem. • This bear started in 2000.

  9. A Plan to Keep Your Retirement Assets from Being Subject to a Repeat of History.

  10. What If?: S&P 500 Last 10 Years Total loss: -16% -$82,447 If the next ten years saw a 20% loss in the market, how would it affect your retirement?

  11. What If?: S&P 500 Last 10 Years ABC difference:37% $190,447 The first rule is not to lose. The second is not to forget the first rule. — Warren Buffett

  12. So, What Now? None of this made sense to you or you’re just not interested. You are intrigued by the ABC’s and would like a complimentary ABC profile. You are intrigued and would like our FREE “ABC Conservative Planning Research” emails.

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