1 / 17

WHO IS SEWA BANK

WHO IS SEWA BANK. Bank of poor self employed women, managed and owned by self employed women established on 20 th May 1974. Self Employed Women Workers.

eshana
Download Presentation

WHO IS SEWA BANK

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. WHO IS SEWA BANK Bank of poor self employed women, managed and owned by self employed women established on 20th May 1974

  2. Self Employed Women Workers Self-employed women workers are those who earn a living through their own labour. Unlike workers in the organized sector they do not obtain regular salaried employment. Generally not considered creditworthy by Banks or lack of access to obtain credit from banks.

  3. SEWA Bank Members Home based Workers Incense Stick Makers Sawing Bidi rollers

  4. Labour & Services Rag pickers Readymade garments Cooking

  5. Vendors Vegetable Vendors Old cloth seller Fruit seller

  6. SEWA BANK OBJECTIVES • The main objective of SEWA Bank is to help poor women reverse the process of decapitalisation at the micro level and to begin the process of capitalization. This is accomplished by providing financial services like savings, credit and insurance which help women : • To escape them from the clutches of moneylenders • To rescue their mortgaged/pledged assets, such as land, ornaments and cattle

  7. To create their own assets, such as a house, savings and equipments • To expand their business through productive credit • To increase their bargaining power • To improve their living conditions; by providing infrastructure finance and • Ultimately, to empower them

  8. Capital Formation Process

  9. SEWA BANK PROGRESS SEWA Bank is in category I as per RBI norms

  10. SEWA Bank Loan Products (Life cycle approach) • Housing Loan • Business Loan • Gold/Silver Loan • Sanjivani Loan • Mobile Phone Loan • Daily Loan • NPA 0%

  11. SEWA Bank Savings Products • Current Savings • Old Age Savings • Riddhi Siddhi • Mangal Prasang • Chinta Nivaran • Ghar Fund • Daily Jeevan Asha • Ricurring • Fixed Deposit

  12. Services • Financial counseling • Door step banking (provided by Banksathi) • Linkage with SEWA activities

  13. Health services • Insurance services • Housing services • Up gradation of slum • A.T.M Facility

  14. Modern Technology • Full computerization • Lease line • Theli phone • Computer training

  15. SEWA Bank Rural Banking • To Help rural women to come out of the vicious cycle of poverty and build capital and assets • To make women owner, user and manager

  16. SEWA Bank is running Savings and Credit activities in 11 Districts of Gujarat. The activity is carried out through the formation and development of women’s SHG (Self Help Group)

  17. Promotion of Self Help Group in Rural Area Total No. of SHGs are 6,215 Total Loan outstanding 1,35,00,000

More Related