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Welcome! Rachel Pacubas Federal Reserve Bank of Kansas City

Welcome! Rachel Pacubas Federal Reserve Bank of Kansas City. Generations at Work and Play. Generations. Baby Boomers (1946-1964) Generation X (1965-1980) Generation Y (1981-1998) Generation Z (1999-2010). Money through the ages. What are we buying?. Activity.

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Welcome! Rachel Pacubas Federal Reserve Bank of Kansas City

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  1. Welcome!Rachel PacubasFederal Reserve Bank of Kansas City

    Generations at Work and Play
  2. Generations Baby Boomers (1946-1964) Generation X (1965-1980) Generation Y (1981-1998) Generation Z (1999-2010)
  3. Money through the ages
  4. What are we buying?
  5. Activity Divide into groups of 5 near a flip chart Determine a scribe and a speaker Capture ideas about how “your” generation is using their money Choose top two ideas to share with the large group
  6. Spending: Food and drink Going out with friends Clothes Saving for: A car Education Z
  7. Spending: Clothes Travel Little luxuries (manicures, coffee, high-end gadgets) Major expenses Rent/mortgage School loans Credit card debt Additional Concerns – lack of savings Y
  8. Spending: Electronic gadgets Family/home expenses Luxury items Major expenses Mortgage Student loans Car loans Additional Concerns – lack of savings, credit card debt X
  9. Spending: Mortgage Adult children expenses Health care Spending decreases: Dining out Home furnishings Clothing Additional Concerns – lack of savings/retirement, credit card debt, home equity loans B
  10. Impact of Spending/Saving Habits What impact do spending habits have on the economy? What impact do these habits have on you as an educator?
  11. Save Money Make Money Avoid Most Debt Invest for Tomorrow Spend Wisely
  12. Final Thoughts Jot down any notes as keepers you’d like to reference later. Grab your raffle ticket.

  13. Thank you!

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