Primerica Representatives Introduction Smart, Affordable, Group Health Insurance

1. Primerica Representatives IntroductionSmart, Affordable, Group Health Insurance

2. Why Primerica? • Proven business model with unlimited income opportunity • Personal financial literacy and empowerment • No territory limits or restrictions • Paid life and securities licenses • Own your own business* • Home office staff of 2000 supporting your business • POL delivers state of the art online resources and support • Access to individual major medical and group supplemental health insurance through the benefits marketplace** • Quarterly equity program when you become an RVP* *The Ownership and RVP equity program is subject to terms, conditions and applicable regulatory requirements. Please see POL for all the rules on these programs, including how to qualify. **Benefits are not provided by Primerica. POL delivers state of the art online resources and support Why not Primerica?

3. Benefits Marketplace* • Group health and group supplemental insurance plans are available 365 days a year and are provided by Agentra.** • Individual major medical insurance plans are available during annual election or special election periods and are provided by PFI Benefits. • Go to POL Home > Business Essentials > Benefits Marketplace to learn more and enroll. *Benefits are not provided by Primerica. Product availability varies by state.  See provider for details. **The insurance discussed provides limited benefits. Limited benefits plans are insurance products with reduced benefits intended to supplement comprehensive health insurance plans. This insurance is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.

4. Benefits Marketplace • PROTECT yourself and your family with health insurance. • RECRUIT to build your business! Help others gain access to this coverage as Primerica representatives. • GROW your business by promoting access to health insurance options to retain your team.

5. Note: limitations and exclusions apply, see plan for details Questions?

6. Products and services provided at the Benefits Marketplace are for internal consumption only. You must have a valid solution number (code) to enroll.

7. Recruit the 40M + people who… Still don’t have health insurance: • Employees of small business • Current clients • Self employed • Spouse and family members losing coverage • Those who missed the annual enrollment window

8. Recruit the 100M people who… Have big gaps: high deductible, high out-of pocket, high premium health insurance plans: • Current clients • Self employed • Employees of small business • Employees of big business

9. HealthCare Select - Plans #1 & #2 • No Deductible – First $$$ benefits • $10-Office Visit Pre-Pay when you choose to use a “FirstHealth” Network provider • Inpatient/Outpatient Medical Benefits • Surgery Benefits – including maternity • Diagnostic, X-Ray and Lab Benefits • Prescription Co-pay $10 and $30 Note: limitations and exclusions apply, see plan for details

10. HealthCare Select - Value Added Services 590,000+ Healthcare Providers Telephonic Doctor Office Visits $0 Co-Pay Mental Health Provider – 3 no-cost face to face visits and unlimited telephonic consults Pharmacy Benefit Manager for Co-pay prescription drug plan with 56,000 participating locations Value-added services are included with HealthCare Select. These services are not insurance and are not provided by AXIS Global Accident and Health Insurance Company. 

11. Additional plan options @Primerica Online We Recognize that… “One size doesn‘t fit all!” • Healthcare Assist – helps to pay for the “gap in coverage” caused by the deductibles, co-pays and coinsurance of your high-deductible health insurance plan.– plans start at $27/mo. • Accident & Assistance: after a $100 deductible pays 80% of an outpatient accident expenses up to $10,000 – Plans start at $15/mo. Includes “consult-a-doc” with no co-pay • Dental and Visioncoverage – plans start at $24/mo. Note: limitations and exclusions apply, see plan for details Value-added services are included with Healthcare Assist and Accident and Assistance. These services are not insurance and are not provided by AXIS Global Accident and Health Insurance Company. 

12. Supplemental Plans - Value Added Services Telephonic Doctor Office Visits $0 Co-Pay Mental Health Provider – 3 no-cost face to face visits and unlimited telephonic consults Prescription discounts average 22%, with potential savings of up to 50% on brand name and generic prescription drugs at over 50,000 participating pharmacies. Members have access to over 137,000 providers in all 50 states that provide discounts of 20-40% Value-added services are included with Healthcare Assist and Accident and Assistance. These services are not insurance and are not provided by AXIS Global Accident and Health Insurance Company. 

13. Primerica Representatives Group • Available in all 50 states and D.C. • Insurance Benefits Underwritten by Accident & Health • The AXIS insurance and reinsurance companies are rated “A+” (Strong) by Standard & Poor’s and “A+” (Superior) XV by A.M. Best for claims-paying ability. Note: Plans not available in Puerto Rico or Canada

14. Here is what you will see…

15. Primerica (Primerica Life Insurance Company, National Benefit Life Insurance Company, Primerica Financial Services, Inc., and their affiliates) do not represent any of the insurers in this program and are not responsible for any of the insurance or other products and services offered. All group products are offered through Agentra, LLC, a licensed insurance agency. All individual products are offered through PFI Benefits.

16. Note: limitations and exclusions apply, see plan for details Questions?