20 likes | 32 Views
Various disability programs allow injured workers to recover a percentage of their average wages, so they donu2019t face financial hardships. To know more about it read this PDF file and contact our Long Term Disability Lawyers or call us today at 516-496-0400.
E N D
New York Long-Term Disability Claim Attorneys When you’re unable to earn a living, you’re in a vulnerable position. We know you’re worried about your finances and wondering how you’re going to afford medical treatment. We’ll protect your rights and use our knowledge of the state laws to ensure you receive the maximum payments you need. When you’re treating a disability, there are options to supplement your lost income. Various disability programs allow injured workers to recover a percentage of their average wages, so they don’t face financial hardships. If the situation develops into a permanent disability, benefits could last for life. What What is is the the difference difference between long-term between workers long-term disability? workers’ ’ compensation disability? compensation and and Many people misunderstand the differences between long-term disability (LTD) benefits and workers’ compensation coverage. People sometimes use the terms interchangeably, but these are different types of insurance plans. Workers’ comp provides multiple benefits for anyone who suffers a work-related injury or illness, while long-term disability may replace a percentage of lost wages
when someone gets hurt on or off the job and suffers a loss of wages. If your employer provides a group Long Term Disability (LTD) plan, when you become disabled, you should request a copy of the policy immediately or plan summary. It will include important information, such as filing deadlines, necessary evidence to submit, and a list of qualifying medical conditions. You will need to be familiar with these terms if you want to file a claim. Injuries Injuries and and Illnesses Illnesses Eligible Eligible for Coverage for Long-Term Coverage Long-Term Disability Disability A long-term disability insurance claim refers to a physical, mental, or emotional impairment that prevents a person from working for a period longer than six months. Every policy is different and might contain variations that indicate what is and isn’t considered a disability. There are also exclusions that could prevent you from collecting benefits if your illness or injury falls under any of those categories. Speak Speak to to a a Dedicated Dedicated New New York York Long-Term Today Long-Term Disability Today Disability Attorney Attorney You won’t be in this fight alone. We’ll remain by your side throughout your case. Whether you’re filing an initial claim or appealing a denied claim, you can depend on us to guide you through the process. Call us at 516-496-0400 if you’re unable to work due to your disability. -----------------------------------------------------------------------------------------