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UTI Flexi Cap Fund | Equity Mutual Funds | UTI Mutual Fund

UTI Flexi Cap Fund was formerly known as UTI Equity Fund. It's an open-ended equity scheme investing across large-cap, mid-cap and small-cap stocks. Get the latest info about Nav, returns, etc. Invest in the Flexi Cap Fund now!<br>

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UTI Flexi Cap Fund | Equity Mutual Funds | UTI Mutual Fund

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  1. Information Classification: UTI AMC - Confidential UTI Flexi Cap Fund (Flexi Cap Fund - An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks) SCHEME CATEGORY Flexi Cap Fund Large Cap Fund Large & Mid Cap Fund Value Fund Mid Cap Fund Moderate Concentration (40 - 60 stocks) STOCK Low High Concentration (> 60 stocks) Concentration (<40 stocks) CONCENTRATION INVESTMENT Growth Blend Value STYLE RISK / REWARD POTENTIAL HIGHER RISK HIGH REWARD MODERATE RISK MODERATE REWARD LOWER RISK LOWER REWARD Nifty Nifty Midcap 150 TRI BENCHMARK Nifty 500 TRI S&P BSE 100 TRI LargeMidcap 250 TRI This product is suitable for investors who are seeking*: • Long term capital appreciation • Investment in equity instruments of companies with good growth prospects across the market capitalization spectrum * Investors should consult their financial advisers if in doubt about whether the product is suitable for them MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY. Information Classification: UTI AMC - Confidential

  2. Information Classification: UTI AMC - Confidential TEAM  Team driven approach  Discussion & Review POWERED BY PROCESS  Standardized research methodology Companies get Operating Cash Flow (OCF) & Return on Capital Employed (RoCE) ratings based on their previous 5 years financials 3 Tier Rating System RoCE Rating R2 R3 R1 OCF Rating C2 C3 C1 CONSISTENCY HIGH LOW CONSISTENCY HIGH LOW  Identifying good stocks, avoiding poor stocks  Consistency over time STRATEGIES  Support diverse strategies  Style discipline – mandate & style drive the choice of stocks across the OCF & RoCE tiers Operating Cash Flow (OCF) Tiers - 3 Tiers (C1/ C2/ C3) based on the number of years in which they have generated positive operating cash flows in the previous 5 years (for manufacturing companies). Return on Capital Employed (RoCE) / Implied Return on Equity (RoE) Tiers - 3 Tiers (R1/ R2/ R3) based on the previous 5-year average return on capital (for manufacturing companies & non-lending nonbanking finance companies (NBFCs)) & based on the previous 5-year average return on asset for banks & NBFCs (including housing finance companies). Information Classification: UTI AMC - Confidential MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY

  3. Information Classification: UTI AMC - Confidential Product Spectrum on Risk v/s Return Grid (Active Funds) CORE ALLOCATION CORE SATELLITE ALLOCATION TACTICAL ALLOCATION UTI B&FS Fund UTI Healthcare Fund UTI T&L Fund RETURN POTENTIAL UTI India Consumer Fund UTI Dividend Yield Fund UTI Focused Equity Fund UTI Infrastructure Fund UTI MNC Fund UTI Core Equity Fund UTI Flexi Cap Fund UTI Mid Cap Fund UTI Small Cap Fund UTI LTEF (Tax Saving) UTI Mastershare Unit Scheme UTI Value Opportunities Fund RISK / STANDARD DEVIATION UTI LTEF (Tax Saving) – UTI Long Term Equity Fund (Tax Saving); UTI B&FS Fund – UTI Banking & Financial Services Fund; UTI T&L Fund – UTI Transportation & Logistics Fund Information Classification: UTI AMC - Confidential The above representation is only for understanding purpose, one should not constitute portfolio only based on the above and advised to approach their financial advisors based on the investors respective risk profile before making investment decisions. 3

  4. Information Classification: UTI AMC - Confidential Investment Strategy 1 Focus on Quality as represented by High & Sustainable RoCEs 2 Focus on High Growth by reinvestment of internal Cash Flows 3 Key Metric – Operating Cash Flow and Free Cash Flow 4 Bottom – Up Stock Picking 5 Flexibility to invest across the market capitalization spectrum Information Classification: UTI AMC - Confidential 4 RoCE – Return on Capital Employed

  5. Information Classification: UTI AMC - Confidential Style driven by Quality, Growth & Valuation Quality Growth Valuation Quality determined by Capital efficiency:  Track record of high and industry leading RoCEs (RoAs for banks and NBFCs) in the past through various points in the cycle Growth determined by Profitability & Earnings:  Strong track record of earnings growth over last 5-10 years with stability in margins Valuations determined by  Consistency in cash flow generation Free cash flow yield along with earnings yield (or P/E)  Ability to compound earnings at higher than market over the next 5-10 years with strong predictability  Ability to sustain high RoCEs / RoAs over next 5-10 years with low volatility  Tried & Tested business models  Seasoned Managements  Portfolio with steady focus for Long Term Wealth Creation Information Classification: UTI AMC - Confidential 5 RoCE – Return on Capital Employed; RoA – Return on Asset; NBFC – Non Banking Finance Company; P/E – Price to Earnings

  6. Information Classification: UTI AMC - Confidential Investment Framework 01 Growth Investment Style (Biased to High RoCEs & Strong Cash Flows) Bottom-up Approach 02 Stock/Sector Selection Preference for quality companies with long run-way for growth and non-cyclical Agnostic to Market Cap Preferred Allocation: Large Cap: 60-70%, Mid & Small Cap: 30-40% 03 Market Cap Single Sector – Lower of 35% or Benchmark plus 12% Single Stock – Maximum of 10% Top 10 Stocks – Maximum of 55% 04 Internal Limits Low Churn 05 Portfolio Turnover Relatively low churn portfolio consisting of high conviction ideas for long-term growth Information Classification: UTI AMC - Confidential

  7. Information Classification: UTI AMC - Confidential UTI Flexi Cap Fund – Fund Facts Type of scheme Investment Objective The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in a flexible manner across the market capitalization spectrum. Flexi Cap Fund - An open-ended dynamic equity scheme investing across large cap, mid cap, small cap stocks Fund Inception 18th May, 1992 However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved. Fund Manager Asset Allocation Mr. Ajay Tyagi, CFA, MFC (since January 2016) Total Experience: 20 Years Indicative Allocation (% of total assets) Minimum Allocation (%) Risk Profile Instruments Maximum Allocation (%) Benchmark Equity and equity related instruments Medium to High 65 100 Nifty 500 TRI Debt and Money Market instruments including securitized debt# Low to Medium 0 35 Minimum Investment Medium to High ` 5,000/- and in multiples of `1/- Subsequent min. investment, `1,000/- and in multiples of `1/- Units issued by REITs & InvITs 0 10 #The fund may invest up to 50% of its debt portfolio in securitized debt. Information Classification: UTI AMC - Confidential 7

  8. Information Classification: UTI AMC - Confidential Fund Facts (contd.) Fund Snapshot Portfolio Composition# Fund Size: Monthly Avg. AuM : ` 22,657 Crores Last Day AuM OCF C1 C2 C3 ROCE R1 R2 R3 : ` 22,690 Crores : : : 95% 4% 1% : : : 85% 13% 2% No. of Unit Folios : 18,71,535 Market Capitalisation (%) Price to Book Fund 64 26 10 BM 78 15 7 Large Mid Small : : : 6.98 9.30 UTI Flexi Cap Fund Price to Earnings Nifty 500 TRI 31.39 42.02 Quantitative Indicators Return on Equity Fund 0.89 20.29% 10.00% 0.47 : 2.18% 2.43% BM 1.00 21.74% - - 18.06 Beta SD (3 Years) PTR (Annual) : Sharpe Ratio FCF Yield : : 24.04 Active Share : 66.14% : Top 5 / Top10 Stocks No. of Stocks 23.29% / 39.57% 56 Avg. AuM – Average Asset under Management, BM – Benchmark, SD – Standard Deviation, PTR – Portfolio Turnover Ratio, OCF – Operating Cash Flow, ROCE – Return on Capital Employed.#Operating Cash Flow Tiers (C)- 3 Tiers based on the number of years in which they have generated positive operating cash flows in the previous 5 years (for manufacturing companies). RoCE/ Implied RoE Tiers (R) - 3 Tiers based on the previous 5 year average return on capital (for manufacturing companies & non-lending non banking finance companies (NBFCs)) & based on the previous 5 year average return on asset for banks & NBFCs (including housing finance companies). All data are as of June 30, 2022 Information Classification: UTI AMC - Confidential

  9. Information Classification: UTI AMC - Confidential Long-term trend of portfolio composition OCF Tier 100% High preference for companies with consistent generation of positive operating cash flows (C1 rated) over the longer period 80% 60% 40% 20% 0% Jun-19 Dec-19 Jun-20 Dec-20 Jun-21 Dec-21 Jun-22 C1 C2 C3 RoCE Tier 100% Significant allocation to R1 rated businesses (consistent generation of high RoCEs/ RoAs). The Fund’s growth style of investing is echoed by the portfolio, which is built with high quality businesses 80% 60% 40% 20% 0% Jun-19 Dec-19 Jun-20 Dec-20 Jun-21 Dec-21 Jun-22 R1 R2 R3 Information Classification: UTI AMC - Confidential Data as of June 30, 2022, Benchmark – Nifty 500 TRI

  10. Information Classification: UTI AMC - Confidential Long-term trend of portfolio composition (contd.) P/E Multiple (x) RoE P/B Multiple (x) 60 26 16 55 24 14 50 Multiple (x) 22 45 12 Multiple (x) Multiple (x) 40 20 10 35 18 8 30 16 6 25 20 14 4 Jun-19 Dec-19 Jun-20 Dec-20 Jun-21 Dec-21 Jun-22 Jun-19 Dec-19 Jun-20 Dec-20 Jun-21 Dec-21 Jun-22 Jun-19 Dec-19 Jun-20 Dec-20 Jun-21 Benchmark Benchmark (Average) Dec-21 Jun-22 UTI Flexi Cap Fund Benchmark UTI Flexi Cap Fund UTI Flexi Cap Fund (Average) Benchmark Benchmark (Average) UTI Flexi Cap Fund UTI Flexi Cap Fund (Average) UTI Flexi Cap Fund (Average) Benchmark (Average) Market Cap Break-up (%) Active Share (%) 100% 100 80% 80 60% 60 40% 40 20% 20 0% 0 Jun-19 Dec-19 Jun-20 Dec-20 Jun-21 Dec-21 Jun-22 Jun-19 Dec-19 Jun-20 Dec-20 Jun-21 Dec-21 Jun-22 Active Share Large Cap Mid Cap Small Cap Information Classification: UTI AMC - Confidential 10 Data as of June 30, 2022, Benchmark – Nifty 500 TRI

  11. Information Classification: UTI AMC - Confidential Scheme Portfolio Mid cap stocks Large Cap Stocks STOCK NAME BAJAJ FINANCE LTD. HDFC BANK LIMITED INFOSYS LTD. ICICI BANK LTD KOTAK MAHINDRA BANK LTD. LARSEN & TOUBRO INFOTECH AVENUE SUPERMARTS LTD. HDFC LTD. INFO-EDGE (INDIA) LTD. MINDTREE LTD. OTHERS TOTAL Small Cap Stocks SECTOR % to NAV Act. Wt % 5.08 4.83 4.67 4.62 4.09 3.77 3.33 3.23 3.08 5.08 24.91 61.61 STOCK NAME SECTOR % to NAV Act. Wt % FINANCIAL SERVICES FINANCIAL SERVICES IT FINANCIAL SERVICES FINANCIAL SERVICES IT CONSUMER SERVICES FINANCIAL SERVICES CONSUMER SERVICES IT 3.69 -0.87 -0.49 -0.12 1.74 3.60 2.84 -0.56 2.80 3.69 16.78 COFORGE LTD IT 2.87 2.75 ASTRAL LTD. CAPITAL GOODS 2.50 2.36 AU SMALL FINANCE BANK FINANCIAL SERVICES 2.08 1.83 ENDURANCE TECH AUTO & AUTO COMPONENTS 1.61 1.56 SCHAEFFLER INDIA LTD AUTO & AUTO COMPONENTS 1.60 1.51 GRINDWELL NORTON LTD. CAPITAL GOODS 1.58 1.50 JUBILANT FOODWORKS CONSUMER SERVICES 1.57 1.38 IPCA LABORATORIES LTD. HEALTHCARE 1.45 1.33 P I INDUSTRIES LTD CHEMICALS 1.41 1.21 C. G. CONSUMER ELEC CONSUMER DURABLES 1.29 1.09 STOCK NAME SECTOR HEALTHCARE HEALTHCARE HEALTHCARE CONSUMER DURABLES CONSUMER SERVICES CONSUMER SERVICES HEALTHCARE HEALTHCARE % to NAV Act. Wt % 1.54 1.22 1.12 1.08 1.07 0.95 0.80 0.77 0.86 9.41 AAVAS FINANCIERS LTD. FINANCIAL SERVICES 1.24 1.15 AJANTA PHARMA LTD. SUVEN PHARMACEUTICALS LTD ERIS LIFESCIENCES LTD SHEELA FOAM LTD. INDIAMART INTERMESH LTD BARBEQUE NATION HOSP POLY MEDICURE LTD METROPOLIS HEALTHCARE LTD OTHERS TOTAL 1.49 1.17 1.10 1.05 1.01 0.95 0.76 0.74 0.82 DR LAL PATHLABS LTD. HEALTHCARE 1.22 1.15 PAGE INDUSTRIES TEXTILES 1.17 0.94 MOTHERSON SUMI WIRING AUTO & AUTO COMPONENTS 1.03 1.03 SYNGENE INTERNATIONAL HEALTHCARE 0.83 0.77 3M INDIA LTD. DIVERSIFIED 0.77 0.71 RELAXO FOOTWEARS LTD CONSUMER DURABLES 0.67 0.60 TOTAL 24.28 For detailed portfolio visit www.utimf.com Act. Wt % - Active Weight % (as compared to the Benchmark Index – Nifty 500 TRI) Data as of June 30, 2022 Information Classification: UTI AMC - Confidential

  12. Information Classification: UTI AMC - Confidential Portfolio Snapshot Sectoral Breakdown (%) (As compared to Benchmark) Active Stock Position (As compared to Benchmark) Active Weight FINANCIAL SERVICES 25.2 -4.1 Overweight (Top 5) INFORMATION TECHNOLOGY 13.9 1.4 % to NAV 5.08 Act. Wt % 3.69 HEALTHCARE 12.6 7.2 STOCK NAME SECTOR CONSUMER SERVICES 11.2 9.1 BAJAJ FINANCE LTD. FINANCIAL SERVICES CONSUMER DURABLES 8.8 5.1 L&T INFOTECH LTD IT 3.77 3.60 AUTO & AUTO COMPONENTS 8.7 3.0 CAPITAL GOODS 4.1 0.8 AVENUE SUPERMARTS LTD. CONSUMER SERVICES 3.33 2.84 FMCG 3.6 -4.2 INFO-EDGE (INDIA) LTD. CONSUMER SERVICES 3.08 2.80 CHEMICALS 3.3 0.6 COFORGE LTD IT 2.87 2.75 CONSTRUCTION MATERIALS 1.7 -0.5 TEXTILES 1.2 0.7 % to NAV Act. Wt % STOCK NAME SECTOR TELECOMMUNICATION 1.0 -1.1 DIVERSIFIED 0.8 0.7 OIL, GAS & CONSUMABLE FUELS IT RELIANCE INDUSTRIES LTD. - 8.63 OIL, GAS & CONSUMABLE FUELS 0.0 -11.8 TCS LTD. - 3.26 POWER 0.0 -3.3 METALS & MINING 0.0 -3.0 ITC LTD. FMCG - 2.31 CONSTRUCTION 0.0 -2.1 HINDUSTAN UNILEVER LTD FMCG - 1.92 SERVICES 0.0 -1.3 LARSEN & TOUBRO LTD. CONSTRUCTION - 1.81 0 10 20 30 40 50 60 70 Underweight (Top 5) UTI - Flexi Cap Fund Information Classification: UTI AMC - Confidential Data as of June 30, 2022

  13. Information Classification: UTI AMC - Confidential Portfolio Commentary Financial Services: Indian banks are trading at one of the lowest valuations witnessed over the last two decades. This is despite the fact that NPA cycle is behind us and balance sheets have been cleaned up with high tier 1 capital for most banks. Any uptick in economic activity would be positive for the sector in terms of credit growth. The Fund shall remain selective on such banks and NBFCs that have managed the credit cycle well over the last two decades and have strong underwriting discipline with stable RoAs. Pharma: The Pharma sector has significant long term growth potential on account of India’s improving healthcare insurance penetration. Concerns emerging from short-term disruptions are unlikely to impact the long-term growth in the sector. The Fund remains positive on growth recovery in market given favourable increasing consumption of medicines and growth in newer markets (Tier 2 or 3 cities and rural). In addition, India is gradually important player in the global supply chain as global Pharma majors increase outsourcing while taking efforts to reduce dependence on China. This trend shall benefit businesses that are in the custom research and (CRAMS) and the Fund has exposure to such companies as well. spends and medical the domestic demographics, Consumer Goods: The Fund continues to remain bullish on the Consumer sector as companies within the sector present one of the strongest long term growth opportunities, driven by low penetration across categories and increasing consumer preference for branded products. While there may be some margin pressure in the near term due to rising input costs, companies with strong brands shall be able to mitigate these pressures through gradual price hikes given their pricing power. The Fund’s strategy has been to back such businesses that demonstrate resilience during periods of stress and have the ability to gain market share in the medium to long-term. emerging as an manufacturing space Auto: The Auto sector has been impacted recently as supply chain disruptions production volumes and rising commodity prices have led to pressure on margins. While these risks remain in the near term, we are positive on the long-term growth potential of the sector given penetration level in India is significantly below global averages and the demographic tailwinds will support demand as well as premiumization. IT: The IT sector has witnessed a significant correction in the last couple of quarters, both on account of impact of rising interest rates as well as fears related to a global recession. The Fund continues to remain bullish on the sector as the spend on IT services will continue, notwithstanding a global slowdown or recession, driven by rising adoption of digitization and cloud migration. Further Indian IT companies will continue to gain share on account of their cost effectiveness and within this landscape the Fund is backing mid-tier names which have the ability to grow faster than the larger IT companies. have impacted Information Classification: UTI AMC - Confidential 13 NPA – Non Performing Assets; NBFC – Non Banking Financial Companies; RoA – Return on Asset; IT – Information Technology

  14. Information Classification: UTI AMC - Confidential Rolling Return Analysis Rolling Returns of UTI Flexi Cap Fund - 15 Years Lowest Highest Median 120% 103% 100% 80% 60% 32% 40% 24% 19% 14% Median Rolling Returns (CAGR) 20% 8% 15% 14% 13% 1% 0% -2% -20% -40% -47% 1 Year -60% 3 Years 5 Years 10 Years Instances of -ve Returns 0.0% 0.0% 0.2% 20.0% Over 8% 100.0% 84.4% 91.6% 62.6% Rolling Returns with daily frequency of UTI Flexi Cap Fund at difference time frame as mentioned above. CAGR – Compounded Annual Growth Rate.Data period: June 30, 2007 to June 30, 2022. Different plans have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future. Information Classification: UTI AMC - Confidential 14

  15. Information Classification: UTI AMC - Confidential Performance Track Record ` `10,000 Invested at Inception: UTI Flexi Cap Fund Vs Nifty 500 TRI 425000 ` ` 3.25 Lakhs CAGR – 12.24% 395000 365000 Amount in ` and % of Returns 335000 Generated (CAGR) 305000 ` `2.61 Lakhs CAGR – 11.44% 275000 245000 215000 185000 155000 125000 95000 65000 35000 5000 Jun-01 Jun-20 Jun-93 Jun-94 Jun-95 Jun-96 Jun-97 Jun-98 Jun-99 Jun-00 Jun-02 Jun-03 Jun-04 Jun-05 Jun-06 Jun-07 Jun-08 Jun-09 Jun-10 Jun-11 Jun-12 Jun-13 Jun-14 Jun-15 Jun-16 Jun-17 Jun-18 Jun-19 Jun-21 Jun-22 UTI Flexi Cap Fund Nifty 500 TRI  One time investment of ` 10,000/- made at the time of launch of the Scheme i.e., May 18, 1992  Total Value of investment under UTI Flexi Cap Fund – ` 3.25 lakhs as against ` 2.61 lakhs under Nifty 500 TRI Data as of June 30, 2022 The above value is calculated on the basis of the return from growth option of the scheme. Past performance may or may not be sustained in future. Inception of UTI Flexi Cap Fund: May 18, 1992. Date of allotment in the scheme/plan has been considered for inception date. The Scheme is currently managed by Mr. Ajay Tyagi since Jan-2016. CAGR - Compounded Annualized Growth Rate. Information Classification: UTI AMC - Confidential 15

  16. Information Classification: UTI AMC - Confidential Performance Track Record (contd.) UTI Flexi Cap Fund Performance Vs Benchmark as of 30/06/2022 Fund Performance Vs Benchmark Scheme Returns (%) 1 Year -8.08 3 Years 14.44 5 Years 12.48 Since Inception* 12.24 Growth of ` ` 10,000/- B: Nifty 500 TRI (` `) 10,056 14,353 17,031 2,61,458 Period AB: Nifty 50 TRI (%) 1.66 11.57 12.03 N/A Scheme Returns (` `) 9,192 14,993 18,010 3,24,564 AB: Nifty 50 TRI (` `) 10,166 13,892 17,652 N/A B: Nifty 500 TRI (%) 0.56 12.79 11.23 11.44 B - Benchmark, AB - Additional Benchmark, TRI - Total Return Index Past performance may or may not be sustained in future. Different plans shall have a different expense structure. The performance details provided herein are of regular plan (growth option). Returns greater than 1 year period are Compound Annual Growth Rate (CAGR). Inception of UTI Flexi Cap Fund: May 18,1992. Date of allotment in the scheme/plan has been considered for inception date. The Scheme is currently managed by Mr. Ajay Tyagi since Jan-2016. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. When scheme/additional benchmark returns are not available, they have been shown as N/A. *Assuming all IDCWs were reinvested at the immediate ex-IDCW option NAV. NAVs of IDCW option for the period where growth option was not available and NAVs of growth option thereafter is considered. As TRI values are not available since inception of the scheme, benchmark performance is calculated using composite CAGR of Nifty 500 PRI values from 18-05- 1992 to 01-08-2006 and TRI values thereafter. Fund – Benchmark – Nifty 500 TRI UTI Flexi Cap Fund This product is suitable for investors who are seeking*: • Long term capital appreciation • Investment in equity instruments of companies with good growth prospects across the market capitalization spectrum * Investors should consult their financial advisers if in doubt about whether the product is suitable for them #Risk-o-meter for the fund is based on the portfolio ending June 30, 2021. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://utimf.com/forms-and-downloads/ Information Classification: UTI AMC - Confidential 16

  17. Information Classification: UTI AMC - Confidential Performance Track Record (contd.) SIP Performance of UTI Flexi Cap Fund Vs Benchmark as of 30/06/2022 Fund Performance Vs Benchmark Scheme Returns (%) -26.19 -13.79 11.87 15.33 12.12 12.34 12.35 12.42 13.18 12.80 13.53 12.11 13.69 12.24 Growth of ` ` 10,000/- B: Nifty 500 TRI (` `) 1,02,367 4,29,735 8,12,945 13,03,654 23,84,623 54,26,873 80,39,298 Investment Amount Period B: Nifty 500 TRI (%) AB: Nifty 50 TRI (%) -11.77 14.03 12.25 12.44 12.29 11.70 12.05 Scheme Returns (` `) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 18,00,000 21,10,000 AB: Nifty 50 TRI (` `) 1,10,927 4,51,625 8,17,407 13,06,760 23,36,949 48,06,203 69,12,166 1 Year 3 Years 5 Years 7 Years 10 Years 15 Years Since Inception Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of ` 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. *Since inception for above mentioned schemes is taken for the period December 2004 to June 2022 (Since SIP facility was introduced in November 2004. Past performance may or may not be sustained in future. Performance of other open-ended schemes managed by the Fund Manager Mr. Ajay Tyagi Inception Date Since (BM) UTI Unit Linked Insurance Plan Debt 50:50 Index 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 18,00,000 21,10,000 Managing Benchmark 1 Year (%) Fund 3 Years (%) Fund 5 Years (%) Fund Scheme BM BM BM Nifty 50 Hybrid Composite 01-Oct-71 Dec-14 0.70 1.71 7.99 9.91 5.92 9.83 a. Mr. Ajay Tyagi manages 2 open-ended schemes of UTI Mutual Fund. He manages the equity portion of UTI Unit Linked Insurance Plan b. Date of allotment in the scheme/plan has been considered for inception date. c. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. d. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option (Regular Plan). Performance of Permitted Category of FPI Portfolios managed by the Fund Manage Mr. Ajay Tyagi Portfolio Returns FPI 3 -7.28% 14/07/2015 FPI 1 -6.83% 23/09/2009 FPI 2 -6.80% 02/01/2007 FPI4 -8.26% 10/06/2016 FPI 5 -6.97% 15/11/2016 FPI 6 -6.86% 04/05/2018 1 Year Inception Date (i) (ii) (iii) (iv) Past performance may or may not be sustained in future. Mr Ajay Tyagi, advisor/ portfolio manager for above Permitted category FPI portfolio is also managing above domestic schemes. Returns are one year absolute returns The comparative of performance returns as detailed in the table above is pursuant to SEBI Circular no. Cir/IMD/DF/7/2012 dated February 28, 2012 pertaining to Regulation 24(b) of SEBI (Mutual Funds) Regulations, 1996 The performance is not comparable due to different investment objective/s and asset allocation. Information Classification: UTI AMC - Confidential 17 (v)

  18. Information Classification: UTI AMC - Confidential Why Invest in UTI Flexi Cap Fund? Prudent & Strong Portfolio of Quality Businesses  The Fund shall comprise of high quality businesses that have an ability to show strong growth for a long period of time and are run by seasoned managements “Quality” companies performs across market cycles “Quality” companies mitigate drawdown “Quality” companies rebound faster based on the strong fundamentals of balance sheets & business models “Quality” companies are across market caps and are not restricted only to large caps Focused and Disciplined  Building portfolio around such high quality businesses that are expected to show secular long term growth and are not cyclical in nature Long Term Wealth Creation  By investing only into companies that generate economic value the fund shall generate superior wealth for investors in the medium to long run Suitable for: Investors looking to build their core equity portfolio while investing in quality businesses that generate economic value  Investors in search of a fund which brings disciplined approach to the portfolio construction, while adhering to a bottom-up  investment process Information Classification: UTI AMC - Confidential 18

  19. Information Classification: UTI AMC - Confidential Product Label Name of the Scheme This product is suitable for investors who are seeking* Riskometer UTI Mastershare Unit Scheme (Large Cap Fund- An open ended equity scheme predominantly investing in large cap stocks) • Long term capital appreciation • Investment predominantly in equity instruments of large cap companies UTI Core Equity Fund (Large & Mid Cap Fund- An open ended equity scheme investing in both large cap and mid cap stocks) • Long term capital appreciation • Investment predominantly in equity instruments of both large cap and mid cap companies UTI Mid Cap Fund (Mid Cap Fund- An open ended equity scheme predominantly investing in mid cap stocks) • Long term capital appreciation • Investment predominantly in mid cap companies UTI Value Opportunities Fund (An open ended equity scheme following a value investment strategy) UTI Flexi Cap Fund (Flexi Cap Fund- An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks) UTI Small Cap Fund Small Cap Fund - An open ended equity scheme predominantly investing in small cap stocks • Long term capital appreciation • Investment in equity instruments following a value investment strategy across the market capitalization spectrum • Long term capital appreciation • Investment in equity instruments of companies with good growth prospects across the market capitalization spectrum • Long term capital appreciation • Investment predominantly in equity and equity related securities of small cap companies UTI Dividend Yield Fund (An open ended equity scheme predominantly investing in dividend yielding stocks) • Long term capital appreciation • Investment predominantly in dividend yielding equity and equity related securities UTI Focused Equity Fund (Focused Fund- An open ended equity scheme investing in maximum 30 stocks across market caps) • Long term capital growth • Investment in equity and equity related securities across market capitalisation in maximum 30 stocks *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. #Risk-o-meter for the fund is based on the portfolio ending June 30, 2022. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://utimf.com/forms-and-downloads/ Information Classification: UTI AMC - Confidential

  20. Information Classification: UTI AMC - Confidential Product Label Name of the Scheme This product is suitable for investors who are seeking* Riskometer UTI Infrastructure Fund (An open ended equity scheme following the Infrastructure theme) • Long term capital appreciation • Investment predominantly in equity and equity related securities of companies forming part of the infrastructure sector UTI MNC Fund (An open ended equity following the theme of investing predominantly in equity and equity related securities of Multi-National Companies) • Long term capital appreciation • Investment predominantly in equity and equity related securities of Multi-National companies UTI India Consumer Fund (An open ended equity scheme following the theme of changing consumer aspirations, changing lifestyle and growth of consumption) • Long term capital growth • Investment in equity instruments of companies that are expected to benefit from of the changing consumer aspirations, changing lifestyle and growth of consumption • Long term capital appreciation • Investment predominantly in equity and equity related securities of companies engaged in banking and financial services activities. UTI Banking and Financial Services Fund (An open ended equity scheme investing in Banking and Financial Services Sector) UTI Healthcare Fund (An open ended equity scheme investing in the Healthcare Services Sector) • Long term capital appreciation • Investment predominantly in equity and equity related securities in the Healthcare Services sector. UTI Transportation and Logistics Fund (An open ended equity scheme investing in transportation and logistics sector) • Long term capital appreciation • Investment predominantly in equity and equity related securities of the companies engaged in the transportation and logistics sector UTI Long Term Equity Fund (Tax Saving) (An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit) • Long term capital growth • Investment in equity instruments of companies that are believed to have growth potential *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. #Risk-o-meter for the fund is based on the portfolio ending June 30, 2022. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://utimf.com/forms-and-downloads/ Information Classification: UTI AMC - Confidential

  21. Information Classification: UTI AMC - Confidential Product Label Name of the Scheme This product is suitable for investors who are seeking* Benchmark Riskometer# UTI Children’s Career Fund – Savings Plan (An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)) CRISIL Short Term Debt Hybrid 60+40 Fund Index • Long term capital appreciation • Investment in equity instruments (maximum-40%) and debt instruments UTI Children’s Career Fund – Investment Plan (An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)) • Long term capital appreciation • Investment in equity instruments (above 70%) and debt instruments Nifty 500 TRI Index UTI Retirement Benefit Pension Fund (An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier) CRISIL Short Term Debt Hybrid 60+40 Fund Index • Long term capital appreciation • Investment in equity instruments (maximum - 40%) and debt/money market instruments • Capital appreciation over medium to long term • Takes advantage of arbitrage opportunities in cash and derivative market without taking any directional/ unhedged position in either equity or derivative instruments UTI Arbitrage Fund (An open ended scheme investing in arbitrage opportunities) Nifty 50 Arbitrage Index *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. #Risk-o-meter for the fund is based on the portfolio ending June 30, 2022. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o- meter are disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://utimf.com/forms-and- downloads/ Information Classification: UTI AMC - Confidential 21

  22. Information Classification: UTI AMC - Confidential Thank You The information on this document is provided for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transaction or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration. Users of this document should seek advice regarding the appropriateness of investing in any securities, financial instruments or investment strategies referred to on this document and should understand that statements regarding future prospects may not be realized. The recipient of this material is solely responsible for any action taken based on this material. Opinions, projections and estimates are subject to change without notice. UTI AMC Ltd is not an investment adviser, and is not purporting to provide you with investment, legal or tax advice. UTI AMC Ltd or UTI Mutual Fund (acting through UTI Trustee Company Pvt. Ltd) accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this document, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this document, its contents or associated services, or due to any unavailability of the document or any part thereof or any contents or associated services. REGISTERED OFFICE: UTI Tower, ‘Gn’ Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. Phone: 022 – 66786666. UTI Asset Management Company Ltd (Investment Manager for UTI Mutual Fund) Email: invest@uti.co.in. (CIN-L65991MH2002PLC137867). For more information, please contact the nearest UTI Financial Centre or your AMFI/NISM certified Mutual Fund Distributor (MFD) for a copy of the Statement of Additional Information, Scheme Information Document and Key Information Memorandum cum Application Form. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Information Classification: UTI AMC - Confidential

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