1 / 8

EIB

EIB. the European Investment Bank was created by the Treaty of Rome in 1958 as the long-term lending bank of the European Union The task of the Bank is to contribute towards the integration, balanced development and economic and social cohesion of the EU Member States

gallia
Download Presentation

EIB

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. EIB

  2. the European Investment Bank was created by the Treaty of Rome in 1958 as the long-term lending bank of the European Union • The task of the Bank is to contribute towards the integration, balanced development and economic and social cohesion of the EU Member States • The EIB operates on a non-profit maximising basis and lends at close to the cost of borrowing. The Bank's consistent AAA rating

  3. Loans • Clients • EIB clients are public and private sector bodies and enterprises. The project promoted by the public or private client must be in line with the lending objectives of the EIB and be economically, financially, technically and environmentally sound. • Sectors • The EIB finances a broad range of projects in all sectors of the economy. Projects must adhere to at least one of the EIB lending objectives. • Financing Facilities • As a rule, the Bank lends up to 50% of the investment costs of a project • The EIB has two main financing facilities: • Individual loans (more than 25 MIL €) • Intermediated loans

  4. The Borrower • General information about the enterprise (or institution), its legal status, principal partners and shareholders, organisational structure: • Legal documents covering incorporation, statutes, activities, accounting policies, management, ownership, audited financial statements (balance sheets, profit and loss and cashflow statements) for the last three financial years, details of short, medium and longterm liabilities, dividend distribution policy and financial forecasts

  5. The project • Technical and environmental data: • General purpose, justification and location (rated and forecast capacity). • Legal • Technical description: technology • Environmental impact assessment • Detailed cost estimate, initial and startup expenses • staff and workers, management organisation, technical assistance where applicable

  6. Financial data: • Breakdown of project operating and maintenance costs, depreciation and overheads • Financing plan for the project and schedule of projected expenditure. • Projected cashflows, profit and loss accounts, and balance sheets, until the project is expected to come fully on stream. • Calculation of the project’s IRR. • Security and guarantees offered

  7. SPOLEČNOST • Název společnosti • IČ • Web společnosti - http://www. • Datum vzniku společnosti • Odvětví, ve kterém firma podniká (převažující) • Odvětví 1: (%) • Odvětví 2: (%) • Odvětví 3: (%) • FINANČNÍ VÝKAZY (poslední uzavřený rok) • Obrat • Provozní hospodářský výsledek • Vlastní kapitál • Zisk po zdanění • Objem stávajících úvěrů • Objem stávajících leasingů • Pohledávky z obchodního styku celkem • po splatnosti nad 60 dní • po splatnosti nad 90 dní • po splatnosti nad 120 dní

  8. VLASTNICKÁ STRUKTURA • Účast vlastníků v jiných společnostech • Účast statutárních zástupců v jiných společnostech • OMEZENÍ • Dluhy, popřípadě splátkové kalendáře vůči FÚ (finančnímu úřadu) a SSZ (správě sociálního zabezpečení) • Omezující závazky klienta vůči jiným bankám • KLIENT • Požadavek klienta, na co potřebuje financování (uvést přesně) • Nutno uvést, jaký druh úvěru požadujete • Provozní úvěr (v mil. Kč) • Investiční úvěr (v mil. Kč) • Případně jiný druh úvěru • Zda úvěr bude zajištěn či nikoliv - pokud ano, uvést navrhovanou zástavu • Vlastní zdroje - banka většinou požaduje minimálně 30 % vlastních zdrojů. Ale i to je věcí dohody.

More Related