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P2P Lending Platform

P2P Lending Platform. Introduction of P2P Platform.

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P2P Lending Platform

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  1. P2P Lending Platform

  2. Introduction of P2P Platform Peer to Peer (P2P) lending enables individuals to borrow and lend money without any intermediaries. Usually, a person who is looking to invest (Lender) his/her money lends it to another person (Borrower) who is looking for a loan. This is where Peer to Peer Lending platforms like LenDenClub come into the picture.

  3. Peer to Peer Lending in India • Peer to peer lending in India is still in the nascent stage. Currently, there are around 30 peer to peer lending companies in India. However, its emergence as an alternative form of investment is taking the Indian financial community by surprise. • The concept of P2P lending first emerged in the UK. But, it was not until 2012 that this sector started taking its root in other parts of the world such as Australia, France, China, United States of America, Germany and New Zealand. • The peer to peer lending companies in India is bridging the gap between the borrowers, investors and personal loan lenders. It works as a intermediaries of both borrower and lender.

  4. Reasons to start investing in P2P platforms today • Highest return on investment • Sustained high returns on investment make P2P lending a sought-after investment option for fixed income investors. Across the world, it is used as a diversification tool by HNI’s and institutions. Learn more about it from our team. • No volatility • Traditional instruments such as equity, forex, commodity etc. have high volatility inherent to them, resulting in notional or actual losses. P2P lending is unique in that way, which offers zero volatility with expected returns. • Monthly cash flow • P2P lending is the only high return instrument to fetch monthly cash flows with interest payments. Unlike other/ traditional investing instruments, cash flow is not tied to maturity and starts immediately after the investment.

  5. The changing scenario of P2P lending • Peer to peer lending is witnessing impressive growth owing to an increase in demand of online loans and alternate credit instruments in India. The recent RBI regulation and the revolutionary digitization move boosted the growth of this industry. • Experts also predict that P2P lending portals will be able to access credit bureau data  which will result in a significant drop in the default rate of such lending portals. • Similar developments indicate that peer to peer lending platforms in India will become further organized and transparent in a few years time. Today the market is open for innovations like these and tremendous potential that these platforms carry with them will only strengthen its roots further in India.

  6. Thank you! If you are looking for instant personal loans or planning to invest money to earn higher returns, P2P platform is the best option for sure. To get more details visit our website: https://www.lendenclub.com

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