ITU-T Focus Group Bridging the Gap: from Innovation to Standards (FG Innovation)

1. ITU-T Focus Group Bridging the Gap: from Innovation to Standards (FG Innovation) Vijay Mauree Programme Coordinator TSB/ITU http://www.itu.int/en/ITU-T/focusgroups/innovation

2. Outline • Innovation and Standards • Background • Terms of Reference & Deliverables • ICT Innovation Repository • Case : Mobile Money • Conclusions

3. About ITU Mr. Ban Ki-moon, Secretary-General of the United Nations and Dr. H. Touré, Secretary-General of ITU • UN agency for ICTs • Members: • 193 Member States (Governments and regulatory bodies) • 700 Private Sector (Sector Members and Associates) • 62 Academia

4. ITU’s mission: committed to connecting the world ITU-T develops ICT and telecommunication standards ITU-R manages radio spectrum and satellite orbits ITU-D assists developing countries General Secretariat coordinates work of ITU

5. Innovation and Standards • Lack of standards = Barrier to Innovation • Open Standards promote interoperability and drive innovation • Developing countries • Test beds for innovation • Market size and network effects • Standardization can enable globalization of innovations ?

6. The challenges in many developing countries • Access to technology. • Limited access to PCs (cost & distribution issue). • Limited access to Internet (cost, reliability and availability issue). • Limited access to paid for mobile services. (very limited choice of services, and relative cost issue). • Education gap.

7. Background – FG Innovation • Set up at TSAG meeting of January 2012 • Chairman : Ajay Mishra, India • 2 Working Groups • Web http://www.itu.int/en/ITU-T/focusgroups/innovation • Six meetings to date • Objectives • Document successful ICT innovations in emerging economies and assess their potential for standardization • Identify new standardization work items for ITU-T Study Groups • Work to be completed by June 2014.

8. Terms of Reference • Item 1 :- Documentsuccessful cases of ICT innovations by geographical area • Item 2 : Analyze the innovations that may be standardized and identify best practices which can facilitate the implementation of such innovations in other parts of the world; • Item 3 : Identify a few case studies which, in particular, developing countries can adopt to enhance their ICT innovation and standardization capabilities in order to improve their socio-economic development;

9. Terms of Reference • Item 4 : Identify the issues developing countries may be facing to bring their ICT innovation to ITU-T; • Item 5 : Suggest future ITU-T study items and related actions; and • Item 6 : Examine how other Standards Development Organizations, forums and consortia address ICT innovation, and integrate them into their standardization activities.

10. Deliverables • ICT Innovations Report • Report on successful cases of ICT Innovations in different economic sectors from various geographical areas which may benefit from standardization in ITU-T • Proposals on new standardization activities for ITU-T, as appropriate • Side event at the WTSA-12 on “Bridging the Gap: from Innovations to Standards”

11. ICT Innovations Repository • The InnovationsRepository contains non-exhaustive information about activities on ICT innovations in emerging economies globally. • Over 200 ICT Innovations • Repository hyperlink: http://www.itu.int/en/ITU-T/focusgroups/innovation/Documents/repository-innovation-v4-August2012.docx

12. ICT Innovation Repository • Technology areas • Mobile Payment / Mobile Financial Services • Accessibility • e-Health • e-Agriculture • e-Education • e-Commerce/Trade • e-Governance • Intelligent Transport Systems

13. ICT Innovation Application Challenge • Launched in November 2012 • Prizes awarded on 16 May 2013 • Winners • Individual : MMSSign • Corporate : Senmobile Ltd

14. Case: Mobile Money http://www.itu.int/en/ITU-T/techwatch/Pages/mobile-money-standards.aspx

15. Mobile Financial Services • No universal definition for the term mobile money • Mobile money refers to financial transactions and services that can be carried out using a mobile device such as a mobile phone or tablet. • These financial transactions and services are sometimes referred to as mobile financial services and may or may not be linked directly to a bank account

16. Types of Mobile Financial Services • Mobile Payments (P2P, B2C/C2B) • Proximity Mobile Payments • Remote Payments • Mobile Money Transfer (P2P) • Domestic • International • Mobile Banking

17. Mobile Proximity Payments • Mobile Wallets • Google Wallet • ISIS Wallet • Mastercard • Visa • Mobile Phone as a PoS • Square • Verifone • Cloud • YesPay, Mobito

18. Mobile Wallets

19. Mobile as POS

20. Spectrum of Mobile Payments

21. Financial Inclusion Source: World Bank

22. Financial Inclusion

23. Mobile Money Transfer

24. Mobile Money Transfer • Technologies used • USSD • Secure STK • WAP • Application

25. Issues Lack of global standards Interoperability Regulatory issues

26. Standardization • Areas to consider • Security of transactions • Mobile Payment architecture • Proximity NFC payments • Cloud based payment • Interoperability for smartphone applications • ICT Innovation Panel

27. Conclusions • ICT Innovations having socio-economic impact • FG is focusing on 3-5 main technology tracks • Mobile Payments • E-health • Accessibility • E-agriculture • Intelligent Transport Systems • ICT Innovation Panel • Join our mailing list to contribute in future meetings: fginnovation@lists.itu.int • Next meeting 10-12 December, Tunisia

28. Thank You vijay.mauree@itu.int