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Identity Theft

Identity Theft. A CyberAngels Quick Tutorial Adapted from the Federal Trade Commission Website. Press the Next Button to Continue. Next. Next. Identity Theft After completing this tutorial, you will be able to:. Define identity theft Explain how identity theft occurs

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Identity Theft

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  1. Identity Theft A CyberAngels Quick Tutorial Adapted from the Federal Trade Commission Website Press the Next Button to Continue Next

  2. Next Identity TheftAfter completing this tutorial, you will be able to: • Define identity theft • Explain how identity theft occurs • Describe three ways to protect against identity theft • List four sources for more information on identity theft Exit

  3. Next What is Identity Theft? Identity theft occurs when someone steals your personal information, e.g. credit card, social security number, and uses it fraudulently. Identity theft can cost time and money. It can destroy your credit and ruin your good name. Prev

  4. Next How Does Identity Theft Happen?Identity thieves may: • Go through your trash or dumpster dive • Steal your wallet or purse • Steal your mail or submit a change of address from for your mail Prev

  5. Next Identity thieves may also: • Use “phishing” or fake e-mails to get you to provide personal information. Learn more about “phishing” at CyberAngels • Steal personnel records from your employer Prev

  6. Next What Can You Do? • DETER • Deter identity thieves by safeguarding your information • DETECT • Detect suspicious activity by routinely monitoring your financial accounts and billing statements • DEFEND • Defend against identity theft as soon as you suspect a problem Prev

  7. Next DETER • Shred financial documents before discarding them • Protect your Social Security number • Don’t give out personal information, unless you are sure who you are dealing with • Don’t use obvious passwords • Keep your information secure Prev

  8. Next DETECTDETECT suspicious activity by routinely monitoring your financial accounts and billing statements • Be alert to: • Mail or bills that don’t arrive • Denials of credit for no reason • Inspect your credit report • The law entitles you to one free report a year from each of the nationwide credit reporting agencies; just ask for a copy. • See www.annualreport.com Prev

  9. Next DEFENDDEFEND against identity theft as soon as you suspect a problem. • Place a “Fraud Alert” on your credit reports by calling any one of the three nationwide credit reporting agencies • Equifax 1-800-685-1111 • Transunion 1-877-322-8228 • Experian 1-888-397-3742 • Close accounts that have been tampered with or opened fraudulently • File a police report • Contact the Federal Trade Commission Prev

  10. Try the Identity Theft Quiz Start Quiz Go Back

  11. 1. How does identity theft happen? • Thieves go through your trash or dumpster dive • Thieves steal your wallet or purse • Thieves steal your personnel records • All of the above Go Back Next

  12. The correct answer is D. All of the above Go Back Next

  13. 2. What can consumers do to protect against identity theft? • Deter, detect, defend • Wait for damages to accumulate • Commiserate with a friend • Do nothing Go Back Next

  14. The correct answer is A. Deter, detect, defend Go Back Next

  15. 3. To deter thieves from committing identity theft you should: • Shred financial documents before discarding them. • Protect your Social Security number • Don’t give out personal information unless you are sure of who you are dealing with • Don’t use obvious passwords • All of the Above Go Back Next

  16. The correct answer is E. All of the above Go Back Next

  17. 4. To defend against identity theft, you should: • Place a fraud alert on your credit reports. • Close accounts that have been tampered with opened fraudulently. • File a police report. • All of the Above Go Back Next

  18. The correct answer is D. All of the above Go Back Next

  19. Thank You For Taking the Identity Theft Quiz.May your computing be safe and enlightening! Exit

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