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Presented by: Linda Heady, MBA Insurance and Billing Coordinator. Things you should know about the US Health Care System:. The system is privately funded, not government sponsored or socialized Payment is the responsibility of the individual, with or without health insurance
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Presented by: Linda Heady, MBA Insurance and Billing Coordinator
Things you should know about the US Health Care System: • The system is privately funded, not government sponsored or socialized • Payment is the responsibility of the individual, with or without health insurance • Even with health insurance, medical treatment in the US can be very expensive. Without health insurance medical treatment can be extremely expensive • Before you visit a doctor, hospital or facility, always check to see if your insurance will be accepted.
More info about US Health Care • Keep copies of all bills and papers for at least one year. • You can ask a second doctor for an opinion before getting treated • Inform your doctor about the conditions and medications you have had in the past • You can ask the doctor questions about your conditions and medications you have had in the past
What do I do if I get sick? Monday: 8:00am – 4:30pmTuesday: 8:00am – 4:30pmWednesday: 10:00am – 4:30pmThursday: 8:00am – 4:30pmFriday: 8:00am – 4:30pm • Call 270.745.5641 for Appointment or Walk in • Documentation of your visit can be provided upon request.
What if WKU Health Services is closed? • If after 4:30pm or on Saturday or Sunday and you can not wait until Monday to see a doctor: Go to: Urgent Care: 8AM – 8PM everyday Phone: 270-781-3910 Cost is $50 Greenwood Clinic: 8AM-6PM Mon-Fri, 8AM-2PM Sat Phone: 270-843-5662 Cost is $50
What to do in an EMERGENCY? • Call 911 • Go to the Hospital: • Greenview Emergency Room (Hospital): Phone 270-793-1000 • Medical Center Emergency Room (Hospital): Phone 270-745-1000 Cost is at least $250 or more depending on the number of services required.
Services Provided • Men’s and Women’s Health • Wellness Examinations • Immunizations • Laboratory Tests • Medications • Birth Control/Contraceptives • STD Testing • Women – Yearly Exams • Allergy injections • X-Rays
Our Providers Dr. Patricia Blewett Medical Director Family Medicine, Board Certified Dr. Allen Redden Internal Medicine, Board Certified Leta Whited Psychiatric Nurse Practioner Yolanda Reed Nurse Practioner
I need to see the Doctorwhat should I do? • Call 745-5641 to schedule an appointment with WKU Health Services – if urgent, come directly to WKU Health Services. • At appointment time, please bring a copy of your insurance card and photo identification.
Academic Health Plans (AHP) • Student Health Insurance – Major Medical Insurance Plan • $739 per semester health insurance fee pays for insurance coverage from August 1, 2013 until December 31, 2013. • You will be charged $739 again in January for Spring 2014 Semester.
Academic Health Plans • You will receive an insurance card:
Insurance Terms Deductible – Dollar ($) amount you will need to pay before the insurance will pay. Co-Payment (Copay) – Specific dollar ($) amount you must pay at the time of service. Co-Insurance - Dollar ($) amount based on a percentage you must pay for services.
Insurance pays 100% at WKU Health Services • Preventative Care • Annual Examinations • Tobacco use screening and cessation • Depression screening for adults • Well women Exams • Contraceptives/Birth control • Nexplanon Contraceptive Placement • Immunizations/Vaccines • Hepatitis, HPV, Flu, MMR, Meningitis, Pneumonia, Tdap, Varicella
What happens after you go to the doctor? • You will receive an EOB (Explanation of Benefits) from Klais
Dental and Vision Care • ON CAMPUS - Dental Hygiene Program operates a clinic on the 2nd floor of Academic Complex – Room 223 • Services offered include: X-Rays, Sealants and Prophylaxis (Cleaning) • Fee: $15 student, $20 non-student • Call 745-2426 for appointment • If you need glasses or contacts, please call an eye doctor in the Bowling Green area. • If you have tooth/jaw pain, seek a dentist in the Bowling Green area. • Dental Insurance and Vision Discount Program is offered by Neace Lukens – call Wendy Skipworthat 393-6239
Need assistance? Contact Linda Heady, Insurance & Billing Coordinator at 745-5034. Call AHP at 888-308-7320 for assistance with AHP insurance questions.