60 likes | 221 Views
Stock Market Analysis and Personal Finance. Mr. Bernstein Personal Budgets February 14, 2013. Stock Market Analysis & Personal Finance Mr. Bernstein. Personal Budget: Potential Categories Income: Job Interest / Dividends Other?.
E N D
Stock Market Analysis and Personal Finance Mr. Bernstein Personal Budgets February 14, 2013
Stock Market Analysis & Personal Finance Mr. Bernstein Personal Budget: Potential Categories Income: Job Interest / Dividends Other?
Stock Market Analysis & Personal Finance Mr. Bernstein Personal Budget: Potential Categories Expenses: Taxes Housing Food / HABA / Household Items Car Payment Car Insurance Gas Car Maintenance Clothes Utilities Loan Repayment Entertainment Medical/Dental Other Transportation Charity
Stock Market Analysis & Personal Finance Mr. Bernstein Personal Budget: Potential Categories Expenses: Are Credit Cards an Expense category?
Stock Market Analysis & Personal Finance Mr. Bernstein Personal Budget: Rules of Thumb Keep it Simple Housing – 25-35% of Income 60-70% regular bills 30-40% Savings/ Major One-off Items/Vacations
Stock Market Analysis & Personal Finance Mr. Bernstein Review - How does the Economy Affect Your Plans and Budgets? Measurements of Economic Conditions: GDP (Gross Domestic Product) Inflation and CPI Interest Rates Monetary Policy & Money Supply Fiscal Policy: Government Spending & Tax Rates Unemployment Rate