EQUITY BANK LIMITED

1. EQUITY BANK LIMITED Your Listening, Caring Partner

2. Contents Who We Are What We Stand For; The Equity Bank Philosophy Why We Are Here 2

3. About the Equity Group • Largest Bank in East & Central Africa; • Market Cap: USD 1.1Bn; Total Assets: USD 1.5Bn • Cross-listed on NSE and USE with over 30,000 shareholders • Customer base : 6.7 Million • Uganda - 503,000 (20% market share) • Kenya - 5.9 M (60% market share) • Sudan- 300,000 • Regional outreach - Branch network: 163, ATMs:700, POS locations:4500 Equity Bank now in: • Uganda (38 branches), Kenya (126 branches), Southern Sudan (3 branches) and soon launching in Tanzania (Q3 2011), Rwanda (Q3 2011)

4. www.equitybank.co.ug Awards and Accolades

5. African Business of the Year 2009

6. Best Performing Ai 100 Company In Africa-2008 & 2009

7. Sustainable Banking Award 7 7

8. www.equitybank.co.ug Most Respected Bank in East Africa

9. Case study in the leading International Business Schools Harvard Stanford IESE Strathmore Columbia Lagos Contribution to New ManagementKnowledge 9

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11. Equity Bank Uganda;Where We Have Come From Dec 2010 • 470,000 customers • Extended banking hours • 34 ATMs • Employer of the Year • CSR Engagements Dec 2008 • EBUL becomes full Commercial Bank • 25 ATMs • 29 Branches • 260,000 customers June 2008 • Equity Bank acquires UML • Tier 3 Financial Institution • 29 Branches • 300 employees • 230,000 customers

12. Equity Bank Uganda;Where We Are Now • Fastest growing bank in Uganda (10th / 23 by profitability; May 2011) • Number of customers: 503,000 • Number of Employees: 570 • Countrywide network of service delivery points; 38 branches, 34 ATMs, Internet/Mobile Banking – 1 more branch opening before end 2011 • 6th Most Capitalized bank in Uganda; Ugx 40Bn • AUM in excess of Ugx. 345Bn, with over 13,000 borrowers • Sectors served: • Low income/Micro (50%), Middle income/SMEs(30%), High Net worth/Corporate (20%) • To support our continued growth, some of the local Strategic Partnerships include: • National Farmers Support Associations , Market Vendors and Traders Unions • Schools and Universities • International Donor Agencies ,Government Ministries and Commissions • Telecoms Companies and their distributors

13. Continued Growth Is In Our DNA:Equity Bank Corporate Philosophy Purpose “We exist to transform the lives and livelihoods of our people socially and economically by availing them modern, inclusive financial services that maximize their opportunities” Vision“To be the champion of the social economic prosperity of the people of Africa” Mission Statement “We offer inclusive, customer – focused financial services that socially and economically empower our clients and other stakeholders” Motto Growing Together In Trust Positioning Statement Your Listening, Caring Partner

14. The Reasons for Our Fast Growth • We have Affordable products and services • Provide a full range of International, Commercial Banking Solutions • Deposit accounts (Savings, Current, Fixed) in UGX and Foreign Currencies • Micro to Corporate Lending • EB Platform connected to the VISA Network • Internet Banking, Western Union, SWIFT, Mobile Banking

15. The Reasons for Our Fast Growth • We are Accessible with countrywide branch and ATM network Kajjansi Wandegeya Kabale Katwe Kasangati Mbarara Kawempe Jinja Lira Mbale Kabalagala Mityana Tororo Kayunga Kalerwe Bwera Luwero Busia Ndeeba Oasis Mall Hoima Bombo Ajdumani Tirinyi New Park Owino Kisoro Rushere Kiboga Nakulabye Masindi Kyengera Mubende Lyantonde

16. The Reasons for Our Fast Growth • Convenience & Flexibility in the delivery of our Banking Solutions • Open Accounts and Transfer money direct to it through International Money Transfer Operators (e.gBicco, Matooke House, Salabed, Mugalu, etc) • 24/7 Banking via Secure Internet Banking Portal • Email/SMS notification for all activity on your account (deposit, withdrawal, transfer) • Extended banking hours (up to 9pm; 7 days a week) • Responsive Relationship Managers for all our Customers • Dedicated Diaspora Desk for all customers abroad(diasporadesk@equitybank.co.ug) • Contactable by email, phone and through Internet Banking Portal • 24 hour resolution of all queries • Efficient and robust core banking system • EB runs the first and only Tier - 4 data centre in East and Central Africa

17. Ugandan Convention 2011 • Visit Our Booth • Open Your Account today/download acc. opening forms at www.equitybank.co.ug • Apply for your VISA card and Internet Banking • See some of the projects by our current customers • Investment advice and options for the Diaspora Community • Your Opportunity to Join the Employer of the Year 2010 • Continued growth = Greater need for talent • Job to be filled today: Diaspora desk representative • Opportunities in treasury dealing, HR, product development, customer service, sales, credit appraisal, general management • CVs to diasporajobs@equitybank.co.ug • Interviews from today to 30th August

18. Our Inspiration That when years turn our vision dim and gray, We shall still be seeing beauty in the tired wrinkles of our faces. And shall take comfort out of the fact and knowledge That when we were given the opportunity, We did all we could to empower Our People to exploit opportunities and realise their full potential on the road to economic prosperity

19. Inviting You to Share in Our Dream • Creating a banking infrastructure that enables us to Grow Together in Trust • Build a Bank big enough for our financial needs yet small enough to Listen & Care • Nurture the Safe and Secure place for our Money • Realise our African dream – a bank owned, managed and serving Africans and showing them a new way to economic prosperity – “breaking the chains of poverty”.

20. Apollo Njoroge+256 772 740 008apollo.njoroge@equitybank.co.ug Diaspora Team Joseph Musisi+256 779 899 999joseph.musisi@equitybank.co.ug Peter Kawumi+256 789 830429peter.kawumi@equitybank.co.ug

21. Thank You