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Contract underwriting- infinity international processing ser

Basics of contract underwriting.

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Contract underwriting- infinity international processing ser

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  1. • Origination Underwriting • • Loan Modification Underwriting • • Mortgage Claims Underwriting • • Short sale Review/ Underwriting International processing services

  2. Origination Underwriting • • Infinity provides contract underwriting services to mortgage lenders all over the united states. The underwriting program just like all other services offered by us is tailor made and are completely scalable. • Scope of work: • • Analyze the all the documents in five major areas Credit, Character, Collateral, Capacity and capital. • • Analyze Title, appraisal, and calculate LTV and ll'Il. • • Check all the documents as per the invest or and regulatory guidelines. International processing services

  3. • Prepare all the reports and calculate all the ratios and submit a detailed analysis to the lender /underwriter. •Review all the conditions and complete the final underwriting before submitting the file for clearing. • Get clear to close from the lender. • Perform a final due diligence before the loan is to be sold to the investor. (Please note that the depth of scope is customized and can be modified to meet your specifications.) International processing services

  4. Loan Modification Underwriting. • Our Loan modification programs are completely aligned with HAMP and HARP. Our analyst are experts in the government programs or we can tailor our underwriting in order to meet your firms guidelines. • • Asses the eligibility of the borrower. • • Review the case and set up the new terms. • • Modify the documents. • • Do a quality check on the documents. • • Setup the new payment terms. International processing services

  5. Mortgage claims underwriting. • • Analyze and evaluate any negligent or fraudulent activities before the payout. • • Evaluate the loan file for fraud or misrepresentations. • • Analyze and review loans for misrepresentation of data. • • Conduct collateral reviews to check for discrepancies. International processing services

  6. Short sale review / underwriting • • Asses the transactions terms and conditions. • • Asses the borrowers documentation. • • Review and analyze the collateral. • • Give recommendations. International processing services

  7. Quality Assurance services. • • Portfolio QA • • GSE Compliance QA • • Pre/Post Funding QA International processing services

  8. Portfolio QA • • Quantify fraud or misrepresentation impact on loan performance. • • Analyze and review the entire portfolio to check the quality of loans. • • Review underwriting guidelines. • • Analyze and review sale/servicing contracts. • • End to End review including authoring and follow ups on demand • letters. GSE Compliance QA. • • With GSE compliance QA, infinity assists its customers by analyzing the loan file as per Fannie Mae • or Freddie Mac guidelines, We check the underwriting conditions, borrower documents, and also conduct a collateral review to make sure everything is in accordance with the regulations set by the GSE's, International processing services

  9. Pre/Pos t Funding QA. • • Verify the loan file and the borrower’s documentation. • • Check for data integrity. • • Analyze and review credit worthiness. • • Conduct a collateral review. • • Check for regulatory and compliance guidelines. • • Analyze and review the loan file for any frauds or misrepresentation. • • Re-verify all the files and documents • . International processing services

  10. Other Services. • • Collateral Reviews • • Title and Tax Solutions • • Scanning and Print &. Mail Services • • Call Center Services • . International processing services

  11. Collateral Review Services. • • Appraisal Reviews: Appraisal reports administrative Quality Check by USPAP Trained reviewers. • • Broker Price Opinions Reviews • Title and tax solutions. • • Nationwide Non-Insured title searches, • • O&'Ereport / Property Information report / Legal &. Vesting report. • • Vesting info, open mortgages/liens/judgments, tax, patriot search. Bankruptcy • • Life-of-loan Non Escrow Tax Tracking. • • Checking loan portfolio for delinquent based upon • . International processing services

  12. Scanning and Print &. Mail Services • • Scanning • • Archiving/Shredding of documents • • Indexing • • Inbound and Outbound Print and Mail solution • Call Center services • • Inbound and Outbound call center services • . International processing services

  13. Benefit Whit Infinity.  • • Unmatched quality • • Aggressive turn times • • Completely customized and scalable solutions • • Highly skilled and experienced staff of industry professionals, • . International processing services

  14. Benefit Whit Infinity. • •24*6 support. • •3 full time shifts. • •Highly secure IT infrastructure, fire walls, and stringent security policies. • • Excellent disaster recovery program. • • Substantial reduction in operational costs. • . International processing services

  15. Infinity International Processing Services, Inc., 1 Research Court Suite 450, Rockville,  MD 20850  • Toll free 877-463-8485. • http://www.infinity-data.com. • . International processing services

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