BeamaLife Helps to Save Up to 80% on Discount Life Insurance

BeamaLife Helps to Save Up to 80% on Discount Life Insurance www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • BeamaLife is reinventing how to purchase discount life insurance that protects your family and loved ones and provides you with the highest amount of savings. While some other companies want you to trust their opinion, BeamaLife wants to show you how it saves you up to 80% on discount term life insurance premium. www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • The following chart is an example based on real client information. It follows the savings of a 35-years young male in New Jersey with a death benefit of $500,000 as of 06/15/2009. www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • Policy year • 1 • 2 • 3 • 4 • 5 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • 6 • 7 • 8 • 9 • 10 • 11 • 12 • 13 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • 14 • 15 • 16 • 17 • 18 • 19 • 20 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • Age of Insured • 35/35 • 36/36 • 37/37 • 38/38 • 39/39 • Total • 40/40 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • 41/41 • 42/42 • 43/43 • 44/44 • Total • 45/45 • 46/46 • 47/47 • 48/48 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • 49/49 • Total • 50/50 • 51/51 • 52/52 • 53/53 • 54/54 • Total www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • Savings Bank Life Insurance Company of Massachusetts (SBLI) Preferred Plus Non-Nicotine • $240.00 • $240.00 • $240.00 • $240.00 • $240.00 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • $1,200.00 • $240.00 • $240.00 • $240.00 • $240.00 • $240.00 • $2,400.00 • $240.00 • $240.00 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • $240.00 • $240.00 • $240.00 • $3,600.00 • $240.00 • $240.00 • $240.00 • $240.00 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • $240.00 • $4,800.00 • United of Omaha Preferred Plus Non-Nicotine • $430.00 • $430.00 • $430.00 • $430.00 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • $430.00 • $2,150.00 • $430.00 • $430.00 • $430.00 • $430.00 • $430.00 • $4,300.00 • $430.00 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • $430.00 • $430.00 • $430.00 • $430.00 • $6,450 • $430.00 • $430.00 • $430.00 • $430.00 www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • $430.00 • $8,600 • The United of Omaha's premium of $240 and Saving Bank Life Insurance Company of Massachusetts' (SBLI) premium of $430 yields a $190 difference in premium payments. Since the $190 difference is 80% of the $240 premium, BeamaLife Corporation saved this customer 80% on their insurance needs from the first year through their 20-year total! * www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • We at BeamaLife are able to provide this type of savings because we represent over 100 of the highest rated insurance companies in the nation. Therefore, we do what's best to find discount life insurance for our clients based on their needs and our skills. www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • Despite giving each life insurance company the same information, every company evaluates risk differently and will therefore provide different life insurance rate in the underwriting process. BeamaLife specialists have the knowledge and experience, to know how each company evaluates their risk and where our clients are most likely to be favorably underwritten. In addition, they don't work on commission so there is no pressure. www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • At BeamaLife, our knowledge extends even beyond dollars and cents. We understand the insurance and tax implications of poorly written life insurance policy. The key areas of the life insurance policy structure are the insured, the owner, and the beneficiary. For example, in many cases it is unwise that the policy owner and the insured be the same person. If you fall into an estate tax bracket, your life insurance may be seen as part of your estate and will therefore be heavily taxed upon your death. www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • Thus, defeating the whole purpose of life insurance! Our specialists will make sure that your policy is set up in the right manner for your overall financial situation, and this free advice is only one example of our seriousness to your discount life insurance needs. BeamaLife underwrite the cost of this advice, we consider it part of the BeamaLife experience. www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance • We encourage you to test us on our claims. Please call (866) 972-3262 or complete this short life insurance quotes request to find discount life insurance and discount term life insurance. We're reinventing life insurance for you and your family's security! www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance www.BeamaLife.com | 1-866-972-3262

BeamaLife Helps to Save Up to 80% on Discount Life Insurance