Business and Personal Finance Survey

1. Business and Personal Finance Survey Managing Director – Brandon Tilus Executive Director – Mike Rich

2. Funding This study is the product of a Federal Congressional Earmark Grant funded through SWIF and written by SW/WC service co-op.

3. Demographics Grades 1233 1229 1046 125 Variance: .764 N: 3633

4. Demographics Gender Variance:.250 N: 3645

5. Demographics Age (average) Variance:6.015 N: 3605 Mean: 14.25

6. Demographics How many business classes have you taken since you have been in school? (Check one) Variance:.969 N: 3544 Mean:1.63

7. Demographics In what grade(s) did you take a business class? (Check all that apply) N: 1321

8. Demographics In what grade(s) did you take a Junior Achievement class? (Check all that apply) N: 3321

9. Demographics Who do you currently live with? (Check one) Variance:.961 N: 3586

10. Demographics What does one of your parents (or guardians) with whom you live, do for a living (or where does he or she work)? (Please write your answer) Variance:11.940 N: 3495

11. Demographics If it applies, what does your other parent (or guardian) with whom you live, do for a living (or where does he or she work)? (Please write your answer) Variance: 12.249 N: 2974

12. Financial Demographics Where do you get most of your money? (Check one) Variance:1.198 N: 3504

13. Financial Demographics On what do you spend most of your money? (Check one) Variance:4.156 N: 3517

14. Financial Demographics How much of your money do you save? (Check one) Variance: 1.082 N: 3673 Mean: 3.08

15. Financial Demographics Where do you save your money? (Check all that apply) N: 3662

16. Financial Demographics Do you have a checking account? (Check one) 653 1337 322 287 Variance: .232 N: 3651 Mean: .37

17. Financial Demographics Whose money is put into your checking account? (Check all that apply) N: 1327

18. Financial Demographics Do you carry a credit card? (Check one) 196 280 36 29 Variance: .072 N: 3592 Mean:.08

19. Financial Demographics Do you use it to buy things? (Check one) Variance:.169 N: 279 Mean: .78

20. Financial Demographics Whose money is used to pay your credit card bills? (Check all that apply) N: 278

21. Financial Demographics Write the amount you would spend on the following things. (The total should equal$10,000) N:1941

22. Financial Demographics Write the amount you would spend on the following things. (The total should equal$1,000) N: 1020

23. Perceptions Please check the box that indicates how well you understand or can work with the following subjects: (Check one answer for each subject) Very Well Well Know A Little Poor Very Poor Finance Finance

24. Perceptions When thinking about Personal Finance… Please indicate your level of agreement with the following statements: I know what _______is/are. (Check one answer for each statement) Strongly Agree Agree Slightly Agree Slightly Disagree Disagree Strongly Disagree

25. Perceptions When thinking about Business Finance… Please indicate your level of agreement with the following statements: I know what _______is/are. (Check one answer for each statement) Strongly Agree Agree Slightly Agree Slightly Disagree Disagree Strongly Disagree

26. Perceptions How confident are you about the answers you gave to the previous questions? (Circle One) Variance: .755 N: 3643 Mean: 3.69

27. Personal Finance Questions I know how to make a budget. Strongly Disagree Strongly Agree What does it mean to “budget” your money? (Check one) Variance: 1.306 N: 3606

28. Personal Finance Correct Responses What does it mean to “budget” your money? (Check one)

29. Personal Finance Questions I know what income is. Strongly Disagree Strongly Agree What is your “income?” (Check one) Variance: 1.146 N:3665

30. Personal Finance Correct Responses What is your “income?” (Check one)

31. Personal Finance Questions I know what net worth is. Strongly Disagree Strongly Agree What is your personal “net worth?” (Check one) Variance: 2.450 N:3664

32. Personal Finance Correct Responses What is your personal “net worth?” (Check one)

33. Business Finance Questions I know what revenue is. Strongly Disagree Strongly Agree What is “revenue?” (Check one) Variance: 1.959 N: 3655

34. Personal Finance Correct Responses What is “revenue?” (Check one)

35. Business Finance Questions I know what profit is. Strongly Disagree Strongly Agree How would you define “profit?” (Check one) Variance: 1.169 N: 3663

36. Personal Finance Correct Responses How would you define “profit?” (Check one)

37. Business Finance Questions I know what assets are. Strongly Disagree Strongly Agree Which of the following do you think are considered “assets?” (Check all that apply) N: 3653

38. Business Finance Correct Overall Responses Which of the following do you think are considered “assets?” (Check all that apply)

39. Business Finance Questions Which of the following do you think are considered “expenses?” (Check all that apply) N: 3640

40. Business Finance Correct Overall Responses Which of the following do you think are considered “expenses?” (Check all that apply)

41. Business Finance Questions In business, which of the following statements are generally accepted as realistic? (Check all that apply) N: 3632

42. Business Finance Correct Overall Responses In business, which of the following statements are generallyaccepted as realistic? (Check all that apply)

43. Business Finance Questions Where does the government get their money? (Check all that apply) N: 3640

44. Finance Correct Responses Where does the government get their money? (Check all that apply)

45. Total Percent Correct for all Responses

46. Questions?