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Overview of Financial Providers to SMEs in IndonesiaIndonesia Banking Sectors OverviewImpact of 2008 Crisis to Banking sectorSome Adjustment on Macro Economy TargetImpact of 2008 Crisis to SMESome obstacles of SMEsPolicy in Lessenning Impact of Global Financial Crisis to SMEsSome Government p
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1. Y. Santoso Wibowo
Deputy Director
Directorate Credit, Rural Bank and MSME
Bank Indonesia
2. Overview of Financial Providers to SMEs in Indonesia
Indonesia Banking Sectors Overview
Impact of 2008 Crisis to Banking sector
Some Adjustment on Macro Economy Target
Impact of 2008 Crisis to SME
Some obstacles of SMEs
Policy in Lessenning Impact of Global Financial Crisis to SMEs
Some Government policies to boost economy growth 2
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7. Some Adjustment on Macro Economy Target
8. IMPACT OF 2008 CRISIS TO SMEs
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13. III. Deposit Protection Scheme
Increase the limit of guaranteed deposits in banks from Rp100 millions to Rp2 billions
IV. Interest rate
BI has gradually decreased the BI Rate (which is considered as an interest rate benchmark) from 9.5% on November 2008 to 7% on June 2009 (250 base points). With this policy BI encourage bank to lower its interest rate, which in turn would increase bank’s loan to SMEs as well as SME’s ability in loan repayment (low NPL).
14. Fiscal stimulus for infrastructure financing
? Infrastructure will lead other economy activities
Campaign for domestic product consumption
? to increase the demand for domestic product
Lower the income tax rate for individual and corporate
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End of Presentation
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