Office of Scholarships & Student Aid 111 Pettigrew Hall

1. Office of Scholarships & Student Aid 111Pettigrew Hall

2. Services For Students & Families • Financing Study Abroad • Scholarships Resource Center • Counseling • Emergency loans • Office website: http://studentaid.unc.edu • View Aid Status: http://studentcentral.unc.edu

3. COST OF ATTENDANCE2010-11NORTH CAROLINA RESIDENTS Tuition/Fees $5,626 Room/Board $8,670 Books/Supplies $1,000 Travel $878 Miscellaneous $1,250 Total $17,424

4. COST OF ATTENDANCE2010-11OUT-OF-STATE RESIDENTS Tuition/Fees $23,514 Room/Board $8,670 Books/Supplies $1,000 Travel $1,306 Miscellaneous $1,250 Total $35,740

5. How will you pay for college? • Family Resources • Need-Based Financial Aid • Non-need Based Financial Aid

6. FORMULA FOR DETERMINING NEED Cost of Attendance  Expected Family Contribution  Private Scholarships = FINANCIAL NEED

7. TYPES OF FINANCIAL AID • Grants • Scholarships (need-based & non-need based) • Loans (need-based & non-need based) • Work-Study

8. Federal Pell Grants Federal Perkins Loans (5.0%) Federal Subsidized Stafford Loans (5.6%) Federal Work-Study University Grants NEED-BASED FINANCIAL AID

9. NON-NEED BASED FINANCIAL AID • Local, regional, national scholarships • Federal Unsubsidized Stafford Loans (6.8%) • Federal Parent Loans (PLUS Loans) (8.5%) • Private loans • www.studentaid.ed.gov - information about interest rates for federal loans and federal programs

10. UNC Preferred Lenders • COLLEGE FOUNDATION (CFI) Lender Website Address: http://www.CFNC.org • WACHOVIA Lender Website Address: http://www.wachovia.com/Education • DISCOVER Lender Website Address: http://www.discoverstudentloans.com

11. UNC Preferred Lenders • Repayment incentives vary among each lender. Explore all borrower benefits to ensure the lowest future repayment amount • www.elmselect.com

12. OUTSIDE SCHOLARSHIPS • All outside scholarships MUST be reported • Student and donor forms available at our website • Checks go to the University Cashier • Outside scholarships count as a part of financial aid award -Unmet need reduced first, then self help (loans, work-study) then gift aid (need-based grants/scholarships)

13. DISBURSEMENT OF FUNDS • Electronic Transfer • Funds applied to tuition, fees, housing, other charges • Refund checks or direct deposit beginning the first day of classes • Refund can be applied to One Card, meal plan, books, etc.

14. Your UNC Bill Deferment for Financial Aid and Scholarships • You may defer any financial aid and scholarships on your UNC Billing Statement • Mark “defer” and indicate aid amounts and sources on the back of your statement • Deduct aid and pay difference; if there is a surplus you will receive a refund

15. PARENTS’ SPECIAL CONDITIONS • Separation or divorce • Death of one parent • Loss of employment • Loss of nontaxable income • Disability or natural disaster precludes normal work

16. MUST REAPPLY EVERY YEAR Priority Deadline is March 1 www.fafsa.ed.gov www.collegeboard.com

17. OFFICE OF SCHOLARSHIPS AND STUDENT AID E-mail address: aidinfo@unc.edu Web site: studentaid.unc.edu Phone: 919-962-8396 Fax: 919-962-2716 Mailing Address: P.O. Box 1080 Chapel Hill, NC 27514 Campus Address: 111 Pettigrew Hall