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Mobile and Remote Capture. Ameriana Bank Established in 1890 Asset Size 443M 12 Banking Centers 150 Associates. Deposit Options. Remote Deposit Capture (RDC) May 2007 44 Customers Average of 8,000 items per month Deposits Range from 10 -15 million Types of Scanners Multi Feed
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Mobile and Remote Capture • Ameriana Bank • Established in 1890 • Asset Size 443M • 12 Banking Centers • 150 Associates
Deposit Options • Remote Deposit Capture (RDC) • May 2007 • 44 Customers • Average of 8,000 items per month • Deposits Range from 10 -15 million • Types of Scanners • Multi Feed • Panini My Vision X • Single Feed • Panini I:Deal • Mobile Deposit Capture • September 2011 • Average of 100 deposits • Deposits Range from 20-30 thousand • High Month of 404 deposits • High Month Deposit $87,000.00 • Types of Devices • Any Smart Phone/Device • Integrated into our mobile app
Important Factors to Consider • Risk • Risk Assessment is necessary • Risk Committee • Customer Agreement • Very Detailed • Liability • Responsibility • RDC – Reviewed one on one with the customer by our Cash Management Officer. • Mobile Deposit electronic acceptance. • Policy/Procedures • Have all of this documented before you begin. This will minimize internal questions and concerns.
The Ameriana Way She tricked us!! Said she was going to take us to Florida • Processing • Back Office – Imaging Area • Limits • Amount (daily and one time) • Cutoff Times • RDC - Three cutoff times per day • Mobile – Two cutoff times per day • Integration (Image Centre) • RDC is an Image Centre product • Mobile Deposit Capture • Bankserv created and x9 file that we import into Image Centre. Really? I MISS YOU MICKEY
THANK YOU Stacy Darling stacy.darling@ameriana.com 765-521-7538