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ASSET INSURANCE. Asset Insurance provides coverage to the respective assets against specified risks Assets – Assets of various types can be covered in this insurance as per pre-decided terms and agreed values Types – Home Insurance Shop Insurance Fine Art and Valuables
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Asset Insurance provides coverage to the respective assets against specified risks • Assets – Assets of various types can be covered in this insurance as per pre-decided terms and agreed values • Types – • Home Insurance • Shop Insurance • Fine Art and Valuables • Other assets ( Case to case basis)
Home Insurance(House- Holders' Insurance policy – BAJAJ ALLIANZ) • Risk Coverage: • 1. Fire & allied perils Building & contents - Covers not only property, but also contents. • Burglary & Theft- Covers loss of house hold contents and expenses Incurred due to damage caused on incidence of house-breaking & theft. • Jewellery & Precious Items (All risk coverage for jewellery and precious stones). • Plate Glass Coverage against accidental breakage of glass. • Domestic Appliances Covered against any electrical or mechanical breakdown. • Electronic equipment All risk coverage
Pedal Cycles All risk coverage with a third party liability extension. • Baggage Insurance Covers loss of baggage while traveling. • Personal Accident Cover Coverage for the insured and his family for any death or disability. • Public Liability Covers any injuries or damages caused to third parties. • Workmen's Compensation Covers workmen whom you have employed on wages
Features • Single policy covering all risks related to home • Complete coverage at reduced premium rates • Simple and quick documentation • Related items get covered under respective sections • Customized cover option available • Benefits on sectional discount which will reduce the premium. • Proposal Form :TATA-AIG Home Supreme
SHOP INSURANCE(Shop Insurance – Bajaj Allianz) • Risk Coverage: • Fire & Allied Perils -Provides protection for the property and interests of the insured against fire, burglary, theft or any fortuitous event • Covers breakdown of equipment • Workmen’s Compensation-covers liability towards workmen under the Workmen’s Compensation Act. • Covers Business Interruptions suffered due to fire and allied perils Fidelity Guarantee -Provides protection against fraudulent and dishonest employees • Covers money carried to the bank, plate glass, neon sign and other electronic equipment in the shop • Covers for damage to data media, software and cost of recovery of lost data Personal Accident insurance provided for you and permanent employees
Features • Single policy covering all risks in a shop. • Complete coverage at lower premium • Simple documentation • Covers for unanticipated loss • Saving on costs • Smooth functioning of the business • One stop shop / solution for the clients business related needs. • Proposal Form: Shop Insurance – Bajaj Allianz